4407 Epley Rd, Morganton, NC 28655 Property Records

Burke County property record for 4407 Epley Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,620 sqft · built 1994
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,000 (Jul 2020)
Tax Bill	$1,725 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1761650649`

Property Details

APN / Parcel Number

Primary APN	`1761650649`
Alternative APN	`48790`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	810 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Slab
Porch Area	292 sqft
Shed	1 Shed
Shed Area	240 sqft
Canopy	160 sqft
Pole Barn	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4407 EPLEY RD
City	MORGANTON
State	NC
Zip	28655-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	4407 EPLEY RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2012
Census Tract	20303

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4407 EPLEY RD, MORGANTON, NC 28655-9141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 23, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	202017043033
Deed Book / Page	2479 / 540
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 31, 2020
Property Address	4407 EPLEY RD, MORGANTON, NC 28655-9141
Document Number	0024790540
Book / Page	2479 / 540
Instrument Date	Jul 31, 2020
Instrument	2017043033
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 EPLEY RD, MORGANTON, NC 28655-9141

Mortgage

Document Number	2017043034
Date	Jul 31, 2020
Instrument	2017043034

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4407 EPLEY RD, MORGANTON, NC 28655-9141
Document Number	0024420068
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4407 EPLEY RD MORGANTON NC 286559141, MORGANTON, NC 28655-9141

Mortgage

Document Number	0024420068
Date	Dec 31, 2019
Book Page	002442/000068
Instrument	35748

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4407 EPLEY RD, MORGANTON, NC 28655-9141
Document Number	0023770029
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4407 EPLEY RD MORGANTON NC 286559141, MORGANTON, NC 28655-9141

Mortgage

Document Number	0023770029
Date	Nov 26, 2018
Book Page	002377/000044
Instrument	22283

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,725.00 (+9.8%)	$244,878 (-) Land $20,088 Building $224,790	$244,878 (-) Land $20,088 Building $224,790
2025	$1,571.00 (-0.51%)	$244,878 (+7.57%) Land $20,088 Building $224,790	$244,878 (+7.57%) Land $20,088 Building $224,790
2023	$1,579.00	$227,635 Land $20,088 Building $207,547	$227,635 Land $20,088 Building $207,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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