4407 Echo Ln, Emmett, ID 83617 Property Records

Gem County property record for 4407 Echo Ln, Emmett, ID 83617

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 3,234 sqft · built 2020
Lot Size	6.34 acres (276,258 sqft)
Owner	2 Individual Names on Record
Last Sale	$718,200 (Feb 2023)
Tax Bill	$2,043 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2022 Line of Credit + 4 more
Flood Zone	Zone D (undetermined)
APN	`RPC83460010030A`

Property Details

APN / Parcel Number

Primary APN	`RPC83460010030A`
Alternative APNs	`RPC83460010030` `19112`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	3,234 sqft Living Area
Gross Area	3,282 sqft
1st Floor Area	1,404 sqft
Upper Floors Area	1,830 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	276,258 sqft (6.34 acres)
Garage Type	Attached
Garage Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19112
Street Address	4407 ECHO LN
City	EMMETT
State	ID
Zip	83617-8822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06N 03W SEC 10 ECHO LANE ESTATES SUB MINOR LOT 03 BLK 01
Legal Range	03W
Legal Township	06N
Legal Section	10
Legal Subdivision	ECHO LANE ESTATES SUB
Legal Block	01
Legal Lot Number	03
Jurisdiction	GEM ID
Township / Civil Division	EMMETT VALLEY
Census Block Group	1
Census Block	1086
Census Tract	960200

Owner

Source: Gem County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4407 ECHO LN, EMMETT, ID 83617-8822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL EDUCATORS FCU
May 9, 2019	Deed of Trust, Mortgage THE HARRISON FAMILY TRUST
Nov 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Apr 14, 2020	Warranty Deed, Construction Loan · Construction Mortgage FIRST FSB (TWIN FALLS ID
Aug 1, 2019	Warranty Deed, Subdivision Related Transfer PIONEER TITLE COMPANY/GEM, PIONEER TITLE CO OF GEM C

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2023 · Amount on Record
Deed Sale	Feb 2, 2023 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	2023344560
Prior Transfer Date	Nov 3, 2020
Prior Transfer Doc	330232
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEM ID
Recording Date	Feb 2, 2023
Property Address	4407 ECHO LN, EMMETT, ID 83617-8822
Document Number	0000344560
Map Reference	MB 5 PG 39
Instrument Date	Feb 2, 2023
Instrument	344560
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	EMPIRE TITLE/CANON CITY, EMPIRE TITLE LLC AN IDHO LII

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 ECHO LN, EMMETT, ID 83617-8822

Mortgage

Document Number	0000344561
Date	Feb 2, 2023
Instrument	344561

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Property Address	4407 ECHO LN, EMMETT, ID 83617-8822
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000340633
Date	Mar 30, 2022
Instrument	340633

Lender

Name	CAPITAL EDUCATORS FCU
Type	Credit Union
Address	83242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEM ID
Property Address	4407 ECHO LN, EMMETT, ID 83617-8822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE COMPANY/GEM, PIONEER TITLE CO OF GEM C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	321229
Date	May 9, 2019
Instrument	321229

Lender

Name	THE HARRISON FAMILY TRUST
Type	Non-Lending Institution
Address	CALDWELL, ID 83607

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 9, 2020

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEM ID
Recording Date	Nov 9, 2020
Property Address	4407 ECHO LN, EMMETT, ID 83617-8822
Document Number	330232
Map Reference	MB 5 PG 39
Instrument Date	Nov 3, 2020
Instrument	330232
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 ECHO LN, EMMETT, ID 83617-8822

Mortgage

Document Number	330233
Date	Nov 9, 2020
Instrument	330233

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GEM ID
Recording Date	Apr 14, 2020
Property Address	4407 ECHO LN, EMMETT, ID 83617-8822
Document Number	326389
Map Reference	MB 5 PG 39
Instrument Date	Apr 6, 2020
Instrument	326389
Transaction Type	Construction Loan
Record Updated	Sep 2, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 JACKSON AVE, EMMETT, ID 83617-9522

Mortgage

Document Number	326390
Date	Apr 14, 2020
Instrument	326390

Lender

Name	FIRST FSB (TWIN FALLS ID
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2051

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GEM ID
Recording Date	Aug 1, 2019
Property Address	4407 ECHO LN, EMMETT, ID 83617-8822
Document Number	322490
Map Reference	MB 5 PG 39
Instrument Date	Jul 26, 2019
Instrument	322490
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2021
Title Company	PIONEER TITLE COMPANY/GEM, PIONEER TITLE CO OF GEM C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 N LEWIS AND CLARK TRL, WHITEHALL, MT 59759-9521

Tax Assessment & Valuation

Source: Gem County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Gem County
Unified School District	Emmett Independent School District 221 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,043.00 (+31.05%)	$842,134 (+48.29%) Land $352,870 Building $489,264	$842,134 (+48.29%) Land $352,870 Building $489,264
2024	$1,559.00 (-40.31%)
2021	$2,612.00	$567,879 Land $108,791 Building $459,088	$567,879 Land $108,791 Building $459,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2010–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 61% of Idaho
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vickery Internet Fixed Wireless	500 / 100
Anthem Broadband Fixed Wireless	250 / 50
CenturyLink DSL	100 / 10

May also be available: T-Mobile.

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