Bay County property record for 4407 E 3rd St, Panama City, FL 32404
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 4 bd · 2 ba · 1,176 sqft · built 1955 |
| Lot Size | 0.853 acres (37,156 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $150,000 (Jul 2004) |
| Tax Bill | $2,142 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24312-000-000 |
| Primary APN | 24312-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,176 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 37,156 sqft (0.853 acres) |
| Lot Dimensions | 186 ft deep x 200 ft wide |
| Street Address | 4407 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-6260 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | 12 4S 14W -5-118D2 BEG 68.4 N & 40 E OF NW COR OF SW1/4 TH N 181.6 E 200 S 185.9 W ALG SR 22 200 TO POB. ORB 1253 P 1755 ORB.1419 P.198 ORB 2469 P 2386 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1000 |
Source: Bay County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 745, TROY, AL 36081-0745 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2004 · Amount on File |
| Deed Sale | Jul 7, 2004 · Amount on File |
| Deed Document Number | 200452576 |
| Deed Book / Page | 2469 / 2386 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,142.00 (-1.74%) | $109,222 (-41.34%) | $186,200 (-) Land $186,000 Building $200 |
| 2024 | $2,180.00 (+2.98%) | ||
| 2023 | $2,117.00 (+21.11%) | $186,200 (+24.97%) Land $186,000 Building $200 | $186,200 (+24.97%) Land $186,000 Building $200 |
| 2022 | $1,748.00 | $149,000 Land $148,800 Building $200 | $149,000 Land $148,800 Building $200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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