4407 Andrea Dr, Merced, CA 95348 Property Records

Merced County property record for 4407 Andrea Dr, Merced, CA 95348 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,745 sqft · built 2020
Lot Size	0.125 acres (5,455 sqft)
Owner	Individual Name on File
Last Sale	$327,500 (Jul 2020)
Tax Bill	$5,112 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`224-220-018-000`

Property Details

APN / Parcel Number

Primary APN	`224-220-018-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,745 sqft Living Area

Exterior

Year Built	Built 2020
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	5,455 sqft (0.125 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Patio Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4407 ANDREA DR
City	MERCED
State	CA
Zip	95348-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 94 OF BELLEVUE RANCH WEST VILLAGE 12 PH 1
Legal Subdivision	5358 BELLEVUE RANCH WEST VILLA
Legal Lot Number	94
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1000
Census Tract	1007

Owner

Source: Merced County records · APN 224-220-018-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4407 ANDREA DR, MERCED, CA 95348-9662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 22, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 23, 2019	Deed of Trust, Construction Loan · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	2020024574
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4407 ANDREA DR, MERCED, CA 95348-9662
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 ANDREA DR, MERCED, CA 95348-9662

Mortgage

Document Number	0000051502
Date	Nov 17, 2021
Instrument	2021051502

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2041

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 22, 2020
Property Address	4407 ANDREA DR, MERCED, CA 95348-9662
Document Number	0000024574
Map Reference	MB 80 PG 1-6
Instrument Date	Jul 10, 2020
Instrument	2020024574
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 ANDREA DR, MERCED, CA 95348-9662

Mortgage

Document Number	0000024575
Date	Jul 22, 2020
Instrument	2020024575

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

December 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Dec 23, 2019
Property Address	4407 ANDREA DR, MERCED, CA 95348-9662
Document Number	0000043254
Instrument Date	Dec 13, 2019
Instrument	43254
Transaction Type	Construction Loan
Record Updated	Feb 03, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043254
Date	Dec 23, 2019
Instrument	43254

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,112.00 (+6.95%) Homeowner's exemption	$354,384 (+4.04%) Land $86,593 Building $267,791
2023	$4,780.00 (+2.33%) Homeowner's exemption	$340,626 Land $83,232 Building $257,394
2022	$4,671.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	About 1 in 336 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 790 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: AT&T, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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