4406 Useppa Dr, Bradenton, FL 34203 Property Records

Manatee County property record for 4406 Useppa Dr, Bradenton, FL 34203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,824 sqft · built 2002
Lot Size	0.265 acres (11,561 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,800 (Jul 2002)
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Sep 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16977-2520-9`

Property Details

APN / Parcel Number

Primary APN	`16977-2520-9`
Alternative APN	`3518091697725209`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,824 sqft Living Area
Gross Area	3,458 sqft
1st Floor Area	2,824 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,561 sqft (0.265 acres)
Lot Dimensions	129 ft deep x 89 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4406 USEPPA DR
City	BRADENTON
State	FL
Zip	34203-3161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 197 SABAL HARBOUR PHASE VI PI#16977.2520/9
Legal Range	18E
Legal Township	35S
Legal Section	09
Legal Subdivision	SABAL HARBOUR PHASE VI
Legal Tract	01697707
Legal Lot Number	197
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2006
Census Tract	804

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4406 USEPPA DR, BRADENTON, FL 34203-3161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2002 · Amount on Record
Deed Sale	Jul 29, 2002 · Amount on Record
Deed Book / Page	1760 / 5145
Record Updated	Sep 20, 2026

September 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	4406 USEPPA DR, BRADENTON, FL 34203-3161
Document Number	0026603364
Instrument Date	Sep 29, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6560 1ST AVE N ST PETERSBURG FL 337108404, ST PETERSBURG, FL 33710-8404

Mortgage

Document Number	0026603364
Date	Feb 14, 2017
Book Page	002660/003364
Instrument	41013425

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Feb 13, 2056

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,521 (+2.7%)	$531,686 (-1.03%) Land $43,350 Building $488,336
2025	$3,741.00 (+3.34%) Homeowner's exemption	$267,304 (+5.99%)	$537,237 (-1.02%) Land $43,350 Building $493,887
2024	$3,620.00 (+1.89%)
2023	$3,553.00 (+3.11%) Homeowner's exemption	$252,205 (+3%)	$542,785 (+14.83%) Land $43,350 Building $499,435
2022	$3,446.00 Homeowner's exemption	$244,859	$472,690 Land $42,500 Building $430,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20