4406 Shamrock St, Sebring, FL 33872 Property Records

Highlands County property record for 4406 Shamrock St, Sebring, FL 33872 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2006
Lot Size	0.201 acres (8,796 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Mar 2017)
Tax Bill	$1,568 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-22-34-28-030-0570-0310`

Property Details

APN / Parcel Number

Primary APN	`C-22-34-28-030-0570-0310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	8,796 sqft (0.201 acres)
Lot Dimensions	100 ft deep x 88 ft wide
Garage Type	Finished
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1,200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Patio Area	280 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4406 SHAMROCK ST
City	SEBRING
State	FL
Zip	33872-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEBRING COUNTRY EST SEC 3 PB 9 PG 6 LOT 31 BLK 57
Legal Range	28E
Legal Township	34S
Legal Section	22
Legal Subdivision	SEBRING COUNTRY EST
Legal Block	57
Legal Lot Number	31
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2040
Census Tract	960601

Owner

Source: Highlands County records · APN C-22-34-28-030-0570-0310

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4406 SHAMROCK ST, SEBRING, FL 33872-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 11, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 31, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Oct 26, 2006 · Amount on Record
Deed Document Number	1847988
Deed Book / Page	2573 / 1107
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4406 SHAMROCK ST, SEBRING, FL 33872-1402
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 SHAMROCK ST, SEBRING, FL 33872-1402
Investor	Possibly a Property Investor

Mortgage

Document Number	0002194400
Date	Mar 18, 2024
Book Page	3031/1213
Instrument	2194400

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4406 SHAMROCK ST, SEBRING, FL 33872-1402
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 SHAMROCK ST, SEBRING, FL 33872-1402

Mortgage

Document Number	0002023205
Date	Mar 11, 2021
Book Page	2807/1741
Instrument	2023205

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Jan 01, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 31, 2017
Property Address	4406 SHAMROCK ST, SEBRING, FL 33872-1402
Document Number	0001847988
Book / Page	002573 / 001107
Instrument Date	Mar 28, 2017
Instrument	1847988
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 SHAMROCK ST SEBRING FL 338721402, SEBRING, FL 33872-1402

Mortgage

Document Number	1847989
Date	Mar 31, 2017
Book Page	002573/001109
Instrument	1847989

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,504 (+7.17%)	$207,530 (+3.9%) Land $20,460 Building $187,070
2024	$1,568.00 (+4.26%)
2023	$1,504.00 (+2.24%) Homeowner's exemption	$125,511 (+3%)	$199,733 (+17.66%) Land $11,458 Building $188,275
2022	$1,471.00 Homeowner's exemption	$121,855	$169,756 Land $10,230 Building $159,526

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 35 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 840 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 296 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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