4406 Ferrari Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4406 Ferrari Dr, Sebring, FL 33872 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 1995
Lot Size	0.454 acres (19,790 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,604 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-22-34-28-030-0650-0240`

Property Details

APN / Parcel Number

Primary APN	`C-22-34-28-030-0650-0240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,017 sqft Living Area
1st Floor Area	1,652 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,790 sqft (0.454 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	260 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4406 FERRARI DR
City	SEBRING
State	FL
Zip	33872-2883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEBRING COUNTRY EST SEC 3 PB 9-PG 6 LOTS 24 + 25 BLK 65
Legal Range	28E
Legal Township	34S
Legal Section	22
Legal Subdivision	SEBRING COUNTRY EST
Legal Block	65
Legal Lot Number	24-25 25
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2021
Census Tract	960601

Owner

Source: Highlands County records · APN C-22-34-28-030-0650-0240

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4406 FERRARI DR, SEBRING, FL 33872-2883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2025
Deed Sale	Aug 20, 2025
Prior Sale	Feb 17, 2016
Deed Document Number	0031391028
Deed Book / Page	3016 / 1007
Prior Transfer Date	Dec 18, 2023
Prior Transfer Doc	2182900
Record Updated	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 18, 2023
Property Address	4406 FERRARI DR, SEBRING, FL 33872-2883
Document Number	0002182900
Book / Page	3016 / 1007
Map Reference	MB 9 PG 6
Instrument Date	Dec 15, 2023
Instrument	2182900
Transaction Type	Transfer
Record Updated	Jan 02, 2024
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5959 SUN N LAKE BLVD # BLVDB114, BLVDB114, SEBRING, FL 33872-2075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 FERRARI DR, SEBRING, FL 33872-2883

Mortgage

Document Number	0030161009
Date	Dec 18, 2023
Instrument	3016/1009

Lender

Name	CREWS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jan 01, 2034
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	1-Year T-Bill
Margin	3
Max Rate	13.5%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,492 (-31.77%)	$227,083 (+10.28%) Land $40,000 Building $187,083
2024	$1,604.00 (-47.36%)
2023	$3,047.00 (+9.25%)	$205,914 (+17.79%) Land $22,400 Building $183,514	$205,914 (+17.79%) Land $22,400 Building $183,514
2022	$2,789.00	$174,808 Land $20,000 Building $154,808	$174,808 Land $20,000 Building $154,808

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 35 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 442 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 167 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.