4406 Cloudburst Rd, Memphis, TN 38141 Property Records

Shelby County property record for 4406 Cloudburst Rd, Memphis, TN 38141

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,916 sqft · built 1985
Lot Size0.287 acres (12,501 sqft)
OwnerIndividual Name on File
Last Sale$104,000 (Nov 1999)
Tax Bill$1,284 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-3401-A0-0055

Property Details

APN / Parcel Number

Primary APN09-3401-A0-0055
Alternative APN
  • D0240A A00055

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,916 sqft Living Area
Gross Area2,444 sqft
1st Floor Area1,916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,501 sqft (0.287 acres)
Lot Dimensions120 ft deep x 84 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area80 sqft
Deck Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4406 CLOUDBURST RD
CityMEMPHIS
StateTN
Zip38141-6918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionNS BISHOP DALE CV COR CLOUDBURST RD (NE)
Legal SubdivisionSTONEYBROOK PHASE I FINAL PLAN
Legal Lot Number57
JurisdictionSHELBY TN
Township / Civil Division11
Census Block Group1
Census Block1002
Census Tract21759

Owner

4406 Cloudburst Rd is owned and occupied by an individual who bought it in November 1999.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4406 CLOUDBURST RD, MEMPHIS, TN 38141-6918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 1999 · Amount on File
Deed SaleNov 2, 1999 · Amount on File
Deed Document Number1999JV-1432
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4406 CLOUDBURST RD, MEMPHIS, TN 38141-6918
Document Number0000054061
Instrument DateMay 22, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4406 CLOUDBURST RD MEMPHIS TN 381416918, MEMPHIS, TN 38141-6918

Mortgage

Document Number0000054061
DateJun 4, 2019
Instrument54061
Lender
NameMEMPHIS CITY EMPS CU
TypeCredit Union
AddressMEMPHIS, TN 38145
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 3, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4406 Cloudburst Rd was $1,284.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,284.00$47,750 Land $4,850 Building $42,900$191,000 Land $19,400 Building $171,600
2023$35,250 Land $3,725 Building $31,525
2022$2,147.00
2021$141,000 Land $14,900 Building $126,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4406 Cloudburst Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4406 Cloudburst Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cloudburst Rd

Nearby Streets

Search Property Records by Address or Parcel Number