4406 65th Ter E, Sarasota, FL 34243 Property Records

Manatee County property record for 4406 65th Ter E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 2005
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on File
Last Sale	$367,500 (May 2019)
Tax Bill	$5,454 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18792-0170-9`

Property Details

APN / Parcel Number

Primary APN	`18792-0170-9`
Alternative APN	`3518201879201709`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	1,980 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	110 ft deep x 58 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4406 65TH TER E
City	SARASOTA
State	FL
Zip	34243-7945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 1014 CASCADES AT SARASOTA PHASE I PI#18792.0170/9
Legal Range	18E
Legal Township	35S
Legal Section	20
Legal Subdivision	CASCADES AT SARASOTA PHASE I
Legal Tract	01879200
Legal Lot Number	1014
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1001
Census Tract	813

Owner

4406 65th Ter E is owned and occupied by an individual who bought it in May 2019.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4406 65TH TER E, SARASOTA, FL 34243-7945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
May 24, 2019	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	Dec 12, 2005 · Amount on File
Deed Document Number	201950987
Deed Book / Page	2783 / 6645
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4406 65TH TER E, SARASOTA, FL 34243-7945
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 65TH TER E, SARASOTA, FL 34243-7945

Mortgage

Document Number	202141146198
Date	Nov 2, 2021
Instrument	202141146198

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 24, 2019
Property Address	4406 65TH TER E, SARASOTA, FL 34243-7945
Document Number	0027836645
Book / Page	2783 / 6645
Map Reference	MB 44 PG 24
Instrument Date	May 15, 2019
Instrument	201941050987
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	MSC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	252 CRESCENZI CT, 252, WEST ORANGE, NJ 07052-4137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 65TH TER E, SARASOTA, FL 34243-7945

Mortgage

Document Number	27836647
Date	May 24, 2019
Instrument	2783-6647

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 4406 65th Ter E was $5,454 with a homeowner's exemption, down 9.8% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,166 (-0.98%) Land $47,736 Building $339,430	$387,166 (-0.98%) Land $47,736 Building $339,430
2025	$5,454.00 (-9.78%)	$390,981 Land $47,736 Building $343,245	$390,981 Land $47,736 Building $343,245
2024	$6,045.00 (-2.77%)
2023	$6,217.00 (+6.67%) Homeowner's exemption	$435,623 (+0.47%) Land $47,736 Building $387,887	$435,623 (+0.47%) Land $47,736 Building $387,887
2022	$5,828.00	$433,571 Land $46,800 Building $386,771	$433,571 Land $46,800 Building $386,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4406 65th Ter E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4406 65th Ter E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

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