4405 Wayside Dr, Norman, OK 73072 Property Records

Cleveland County property record for 4405 Wayside Dr, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,703 sqft · built 2006
Lot Size	3.24 acres (141,134 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Oct 2018)
Tax Bill	$5,699 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NC29INDSE 1 8001`

Property Details

APN / Parcel Number

Primary APN	`NC29INDSE 1 8001`
Alternative APN	`36449`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,703 sqft Living Area
1st Floor Area	2,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	141,134 sqft (3.24 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	338 sqft
Porch	Porch
Porch Area	1,358 sqft
Patio Area	907 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36449
Old Parcel Number	36449
Street Address	4405 WAYSIDE DR
City	NORMAN
State	OK
Zip	73072-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN SPRINGS ESTATES LOT 8 BLK 1
Legal Range	02W
Legal Township	08N
Legal Section	16
Legal Quarter	SW
Legal Subdivision	INDIAN SPRINGS EST
Legal Block	1
Legal Lot Number	8
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2002
Census Tract	201205

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4405 WAYSIDE DR, NORMAN, OK 73072-8512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 17, 2022	Quit Claim Deed, Transfer · Construction Mortgage CENTRAL TRUST BANK
Jul 24, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Oct 31, 2018	Warranty Deed, Transfer · Conventional with PMI US EMPS OC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Mar 17, 2022
Deed Document Number	0000034799
Deed Book / Page	005860 / 000857
Last Transfer Date	Jan 26, 2023
Transfer Doc	0R20232092
Record Updated	Jun 8, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jan 26, 2023
Property Address	4405 WAYSIDE DR, NORMAN, OK 73072-8512
Document Number	0R20232092
Book / Page	6515 / 170
Instrument Date	Jan 13, 2023
Instrument	R 2023 2092
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 WAYSIDE DR, NORMAN, OK 73072-8512

Mortgage

Document Number	0R20232093
Date	Jan 26, 2023
Instrument	R 2023 2093

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 17, 2022
Property Address	4405 WAYSIDE DR, NORMAN, OK 73072-8512
Document Number	R202209677
Book / Page	6397 / 909
Instrument Date	Mar 17, 2022
Instrument	R 2022 09677
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 WAYSIDE DR, NORMAN, OK 73072-8512

Mortgage

Document Number	R202209702
Date	Mar 17, 2022
Instrument	R 2022 09702

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 4, 2023

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	4405 WAYSIDE DR, NORMAN, OK 73072-8512
Document Number	0000026006
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	CHICAGO TITLE OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 WAYSIDE DR NORMAN OK 730728512, NORMAN, OK 73072-8512

Mortgage

Document Number	0000026006
Date	Jul 31, 2020
Book Page	006093/001027
Instrument	26006

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Oct 31, 2018
Property Address	4405 WAYSIDE DR, NORMAN, OK 73072-8512
Document Number	0000034799
Book / Page	005860 / 000857
Instrument Date	Oct 30, 2018
Instrument	34799
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4405 WAYSIDE DR NORMAN OK 730728512, NORMAN, OK 73072-8512

Mortgage

Document Number	34800
Date	Oct 31, 2018
Book Page	005860/000859
Instrument	34800

Lender

Name	US EMPS OC FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73144

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2033

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,699.00 (+6.19%) Homeowner's exemption	$48,492 (+6.09%) Land $10,806 Building $37,686	$499,289 (+1.64%) Land $111,268 Building $388,021
2023	$5,367.00 Homeowner's exemption	$45,708 Land $11,885 Building $33,823	$491,229 Land $127,728 Building $363,501

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
OEC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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