4405 Waterside Dr, Killeen, TX 76549 Property Records

Bell County property record for 4405 Waterside Dr, Killeen, TX 76549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 1999
Lot Size	0.191 acres (8,310 sqft)
Owner	2 Individual Names on File
Last Sale	$229,848 (Oct 2023)
Tax Bill	$4,449 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0245761072`

Property Details

APN / Parcel Number

Primary APN	`0245761072`
Alternative APNs	`171577` `789166`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,310 sqft (0.191 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	210 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4405 WATERSIDE DR
City	KILLEEN
State	TX
Zip	76549-4234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDFIELD ESTATES PHASE TWO, BLOCK 019, LOT 0002
Legal Subdivision	WINDFIELD ESTATES PHASE TWO
Legal Block	19
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	3
Census Block	3006
Census Tract	23112

Owner

4405 Waterside Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Bell County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4405 WATERSIDE DR, KILLEEN, TX 76549-4234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2023	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 20, 2023	Intrafamily Transfer, Transfer TEXAS LONE STAR TITLE, TEXAS LONE STAR TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on File
Deed Sale	Oct 20, 2023 · Amount on File
Prior Sale	Feb 26, 2014 · Amount on File
Deed Document Number	202347351
Prior Transfer Date	Oct 13, 2023
Prior Transfer Doc	0000047350
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4405 WATERSIDE DR, KILLEEN, TX 76549-4234
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	GEO TITLE COMPANY INC, NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067907
Date	Oct 15, 2021
Instrument	2021067907

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 20, 2023
Property Address	4405 WATERSIDE DR, KILLEEN, TX 76549-4234
Document Number	0000047351
Map Reference	CAB C SL 61-B
Instrument Date	Oct 18, 2023
Instrument	2023047351
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TEXAS LONE STAR TITLE, TEXAS LONE STAR TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4450 RHINELAND DR, FORT IRWIN, CA 92310-1558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 WATERSIDE DR, KILLEEN, TX 76549-4234

Mortgage

Document Number	0000047354
Date	Oct 20, 2023
Instrument	2023047354

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Oct 20, 2023
Property Address	4405 WATERSIDE DR, KILLEEN, TX 76549-4234
Document Number	0000047350
Map Reference	CAB C SL 61-B
Instrument Date	Oct 13, 2023
Instrument	2023047350
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TEXAS LONE STAR TITLE, TEXAS LONE STAR TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Waterside Dr was $4,449.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,449.00	$223,400 Land $38,000 Building $185,400	$223,400 Land $38,000 Building $185,400
2023	$2,273.00 (-17.35%) Homeowner's exemption	$215,207 Land $24,000 Building $191,207	$215,207 Land $24,000 Building $191,207
2022	$2,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4405 Waterside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Waterside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP.

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