4405 W 28th St, Joplin, MO 64804 Property Records

Jasper County property record for 4405 W 28th St, Joplin, MO 64804

Property Summary

Property Type	Duplex
Details	1.5 ba · 1,610 sqft · built 2002
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,102 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-002981-3550`

Property Details

APN / Parcel Number

Primary APN	`31-002981-3550`
Alternative APNs	`19-4.0-18-00-000-142.000` `19-4.0-18-0-0-142.0`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,610 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4405 W 28TH ST
City	JOPLIN
State	MO
Zip	64804-8117
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CEDAR RIDGE SUB PLAT 2 LOT 56
Legal Range	33W
Legal Township	27N
Legal Section	18
Legal Subdivision	CEDAR RIDGE SUB
Legal Lot Number	56
Jurisdiction	JASPER MO
Township / Civil Division	GALENA
Census Block Group	1
Census Block	1042
Census Tract	10901

Owner

4405 W 28th St, a duplex, is owned and occupied by an individual who acquired it in May 2024.

Source: Jasper County records, as of November 3, 2025

Owner of Record	Individual Name on File
Mailing Address	4405 W 28TH ST, JOPLIN, MO 64804-8117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage SOUTHWEST MO BK
Aug 25, 2017	Warranty Deed, Transfer GATEWAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024
Deed Sale	May 31, 2024
Prior Sale	Oct 11, 2012 · Amount on File
Deed Document Number	20246774
Deed Book / Page	2718 / 410
Prior Transfer Date	Apr 17, 2024
Prior Transfer Doc	0000006774
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JASPER MO
Property Address	4405 W 28TH ST, JOPLIN, MO 64804-8117
Document Number	0000020178
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4405 W 28TH ST JOPLIN MO 648048117, JOPLIN, MO 64804-8117

Mortgage

Document Number	0000020178
Date	Dec 21, 2020
Book Page	002570/000293
Instrument	20178

Lender

Name	SOUTHWEST MO BK
Type	Bank
Address	JOPLIN, MO 64804

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JASPER MO
Recording Date	Aug 25, 2017
Property Address	4405 W 28TH ST, JOPLIN, MO 64804-8117
Document Number	0000012867
Book / Page	002442 / 000374
Instrument Date	Aug 25, 2017
Instrument	12867
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3001 JENNIFER AVE JOPLIN MO 648041355, JOPLIN, MO 64804-1355

Mortgage

Document Number	12868
Date	Aug 25, 2017
Book Page	002442/000375
Instrument	12868

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Jasper County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jasper County
Municipality	Joplin City
Unified School District	Carl Junction R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,670 Land $2,870 Building $21,800	$129,830 Land $15,100 Building $114,730
2024	$1,102.00 (+22.31%)
2023	$901.00	$22,380 Land $2,870 Building $19,510	$117,810 Land $15,100 Building $102,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4405 W 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 W 28th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JOPLIN private · serves 73,728 people · EPA ID MO5010413
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Net Vision Communications, T-Mobile.

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