4405 Turtle Bay, Springfield, IL 62711 Property Records

Sangamon County property record for 4405 Turtle Bay, Springfield, IL 62711

Property Summary

Property Type	Single Family Home
Lot Size	0.345 acres (15,053 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Oct 2023)
Tax Bill	$18,065 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2016 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`21-24.0-179-007`

Property Details

APN / Parcel Number

Primary APN	`21-24.0-179-007`
Alternative APN	`21240179007 (CHECK DIGIT = 9)`

Exterior

Lot Area	15,053 sqft (0.345 acres)

Location & Zoning

Account Number	21240179007
Street Address	4405 TURTLE BAY
City	SPRINGFIELD
State	IL
Zip	62711-7890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 274 PANTHER CREEK 7TH ADDN
Legal Subdivision	PANTHER CREEK 7TH ADD
Legal Lot Number	274
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	2
Census Block	2058
Census Tract	3603

Owner

4405 Turtle Bay is owned and occupied by an individual who bought it in October 2023.

Source: Sangamon County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	4405 TURTLE BAY, SPRINGFIELD, IL 62711-7890
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage BARRINGTON BANK & TRUST CO NA
Jun 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS BANK & TRUST
Jan 28, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK
Oct 27, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage MARINE BANK
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BARRINGTON BANK & TRUST CO NA
Aug 4, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK
Aug 9, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage CARROLLTON BANK
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage INB NA
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BARRINGTON BANK & TRUST CO NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Mar 16, 2009 · Amount on File
Deed Document Number	202318467
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	4405 TURTLE BAY, SPRINGFIELD, IL 62711-7890
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ACQUEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R14857
Date	Jul 23, 2019
Instrument	2019R14857

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	4405 TURTLE BAY, SPRINGFIELD, IL 62711-7890
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R16576
Date	Jun 28, 2016
Instrument	2016R16576

Lender

Name	ILLINOIS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	4405 TURTLE BAY, SPRINGFIELD, IL 62711-7890
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R02813
Date	Jan 28, 2010
Instrument	2010R02813

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	4405 TURTLE BAY, SPRINGFIELD, IL 62711-7890
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R35920
Date	Oct 27, 2011
Instrument	2011R35920

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2026

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	4405 TURTLE BAY, SPRINGFIELD, IL 62711-7890
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ACQUEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R15534
Date	Jun 26, 2020
Instrument	2020R15534

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	4405 TURTLE BAY, SPRINGFIELD, IL 62711-7890
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R25885
Date	Aug 4, 2010
Instrument	2010R25885

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 3, 2025

Interest

Rate Type	Fixed Rate

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	4405 TURTLE BAY, SPRINGFIELD, IL 62711-7890
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R30439
Date	Aug 9, 2006
Instrument	2006R30439

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 4, 2023
Property Address	4405 TURTLE BAY, SPRINGFIELD, IL 62711-7890
Document Number	2023R18467
Map Reference	DOC 93-25810
Instrument Date	Sep 22, 2023
Instrument	2023R18467
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4405 TURTLE BAY, SPRINGFIELD, IL 62711-7890
Investor	Possibly a Property Investor

Mortgage

Document Number	2023R18468
Date	Oct 4, 2023
Instrument	2023R18468

Lender

Name	INB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Max Rate At Change	12.1%
Index	1-Year CMT
Margin	2

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	4405 TURTLE BAY, SPRINGFIELD, IL 62711-7890
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	ACQUEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R15534
Date	Jun 26, 2020
Instrument	2020R15534

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Turtle Bay was $18,065, up 2.2% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,065.00 (+2.22%)	$261,442 (+7.22%) Land $42,224 Building $219,218	$784,326 (+7.22%) Land $126,672 Building $657,654
2024	$17,673.00	$243,837 Land $39,381 Building $204,456	$731,511 Land $118,143 Building $613,368
2022	$13,668.00 Homeowner's exemption	$183,910 Land $34,123 Building $149,787	$551,730 Land $102,369 Building $449,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4405 Turtle Bay in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1991–2015)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Turtle Bay is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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