4405 Trophy Dr, Norman, OK 73072 Property Records

Cleveland County property record for 4405 Trophy Dr, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,689 sqft · built 1987
Lot Size0.3 acres (13,068 sqft)
Owner2 Company Names on Record
Tax Bill$5,433 (2025)
Deeds & MortgagesOct 2022 Transfer
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNNC29TROPC 2 7001

Property Details

APN / Parcel Number

Primary APNNC29TROPC 2 7001
Alternative APN
  • 47115

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,689 sqft Living Area
1st Floor Area2,689 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
TerrainRolling
Garage TypeAttached
Garage Area783 sqft
PorchPorch
Porch Area466 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number47115
Old Parcel Number47115
Street Address4405 TROPHY DR
CityNORMAN
StateOK
Zip73072-2860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE TROPHY CLUB LOT 7 BLK 2
Legal Range03W
Legal Township09N
Legal Section22
Legal QuarterNW
Legal SubdivisionTROPHY CLUB
Legal Block2
Legal Lot Number7
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group1
Census Block1002
Census Tract201505

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address4405 TROPHY DR, NORMAN, OK 73072-2860
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Intrafamily Transfer, Transfer
Sep 8, 2020Warranty Deed, Transfer
FINANCIAL CONCEPTS MTG LLC
Dec 16, 2016Deed of Trust, Mortgage · Conventional Mortgage
OKLAHOMA EMPS CU

Assessor's Deed Record

Deed Names3 Names on Deed
Prior SaleSep 8, 2020 · Amount on Record
Last Transfer DateOct 14, 2022
Transfer DocR202236890
Record UpdatedJun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLEVELAND OK
Recording DateOct 14, 2022
Property Address4405 TROPHY DR, NORMAN, OK 73072-2860
Document NumberR202236890
Book / Page6485 / 1042
Instrument DateOct 12, 2022
InstrumentR 2022 36890
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 TROPHY DR, NORMAN, OK 73072-2860

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateSep 8, 2020
Property Address4405 TROPHY DR, NORMAN, OK 73072-2860
Document Number0000032036
Book / Page006113 / 001031
Instrument DateSep 3, 2020
Instrument32036
Transaction TypeTransfer
Record UpdatedOct 5, 2020
Title CompanyCLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4405 TROPHY DR NORMAN OK 730722860, NORMAN, OK 73072-2860

Mortgage

Document Number32037
DateSep 8, 2020
Book Page006113/001032
Instrument32037
Lender
NameFINANCIAL CONCEPTS MTG LLC
TypeFunding / Finance Company
AddressEDMOND, OK 73013
Agreement
AmountAmount Recorded
Term360 Months
DueSep 7, 2050

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address4405 TROPHY DR, NORMAN, OK 73072-2860
Document Number0000000504
Book / Page005633 / 001215
Instrument DateDec 16, 2016
Transaction TypeMortgage
Record UpdatedJan 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4405 TROPHY DR NORMAN OK 730722860, NORMAN, OK 73072-2860

Mortgage

Document Number0000000504
DateJan 9, 2017
Book Page005633/001215
Instrument504
Lender
NameOKLAHOMA EMPS CU
TypeCredit Union
AddressOKLAHOMA CITY, OK 73124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 8, 2022

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,433.00 (+6.18%) Homeowner's exemption$46,271 (+6.09%) Land $9,035 Building $37,236$409,668 (-0.13%) Land $80,000 Building $329,668
2023$5,117.00 (+7.45%) Homeowner's exemption$43,615 (+3%) Land $8,506 Building $35,109$410,199 (+14.95%) Land $80,000 Building $330,199
2022$4,762.00 Homeowner's exemption$42,345 Land $5,340 Building $37,005$356,838 Land $45,000 Building $311,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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