Ellis County property record for 4405 Tower Bluff Rd, Midlothian, TX 76065 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2025 |
| Square Footage | 3,734 sqft Living Area |
| Lot Size | 10,163 sqft (0.233 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $861,720 (2025) |
| Tax Bill | $2,802.00 (2025) |
| Primary APN | R297894 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,734 sqft Living Area |
| Gross Area | 4,734 sqft Gross Area |
| 1st Floor | 2,716 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,163 sqft (0.233 acres) |
| Garage Type | Attached Garage |
| Garage Area | 808 sqft Garage |
| Porch | Covered Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 4405 TOWER BLUFF RD |
|---|---|
| City | MIDLOTHIAN |
| State | TX |
| Zip | 76065-2887 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 26 BLK 13 BRIDGEWATER PH 1A 0.2333 AC |
| Legal Subdivision | BRIDGEWATER PH 1A |
| Legal Block | 13 |
| Legal Lot Number | 26 |
| Jurisdiction | ELLIS TX |
| Minor Civil Division | MIDLOTHIAN |
| Census Blockgroup | 1 |
| Census Block | 1046 |
| Census Tract | 60702 |
Source: Ellis County records · APN R297894
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4405 TOWER BLUFF RD, MIDLOTHIAN, TX 76065-2887 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS CREDIT UNION |
| Jul 09, 2025 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage APEX FUNDING LLC |
| Oct 17, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage TEXAS CAPITAL BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2025 · Amount on Record |
| Deed Sale | Jul 09, 2025 · Amount on Record |
| Prior Sale | Oct 17, 2023 · Amount on Record |
| Deed Doc Number | 202522241 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | May 01, 2026 |
| Property Address | 4405 TOWER BLUFF RD, MIDLOTHIAN, TX 76065-2887 |
| Document Number | 0000015091 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202615091 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4405 TOWER BLUFF RD, MIDLOTHIAN, TX 76065-2887 |
| Document Number | 0000015091, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 202615091 |
| Name | AMERICAS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jul 09, 2025 |
| Property Address | 4405 TOWER BLUFF RD, MIDLOTHIAN, TX 76065-2887 |
| Document Number | 0002522241 |
| Map Reference | CAB N SL 49 |
| Instrument Date | Jul 03, 2025 |
| Instrument | 2522241 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 04, 2025 |
| Title Company | REPUBLIC TITLE COMPANY, RTT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4405 TOWER BLUFF RD, MIDLOTHIAN, TX 76065-2887 |
| Document Number | 0002522242 |
|---|---|
| Date | Jul 09, 2025 |
| Instrument | 2522242 |
| Name | APEX FUNDING LLC |
|---|---|
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Oct 17, 2023 |
| Property Address | 4405 TOWER BLUFF RD, MIDLOTHIAN, TX 76065-2887 |
| Document Number | 0002331036 |
| Map Reference | DOC 2301088 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2331036 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2025 |
| Title Company | UNKNOWN, REPUBLIC TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4400 STATE HIGHWAY 121 STE 410, 410, LEWISVILLE, TX 75056-4952 |
| Investor | Possibly a Property Investor |
| Document Number | 0002331037 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 2331037 |
| Name | TEXAS CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Midlothian City |
| Unified School District | Midlothian Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,350 (+477.59%) Land $110,000 Building $525,350 | $635,350 (+477.59%) Land $110,000 Building $525,350 | |
| 2025 | $2,802.00 | $110,000 Land $110,000 | $110,000 Land $110,000 |
4405 Tower Bluff Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Ellis County (48139C), updated October 9, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 69th percentile of exposed land nationally · 58th in Texas |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 549 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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