4405 Sunset Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 4405 Sunset Dr, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,384 sqft · built 2018
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on File
Last Sale	$409,964 (Nov 2018)
Tax Bill	$5,386 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032G0-04-00-11500`

Property Details

APN / Parcel Number

Primary APN	`032G0-04-00-11500`
Alternative APN	`304155`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,384 sqft Finished Area
Basement Area	1,092 sqft
Finished Basement	584 sqft
Unfinished Basement	508 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	5,706 sqft (0.131 acres)
View / Lot	Proximity to Airport
Garage Area	440 sqft
Porch	Slab
Porch Area	108 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4405 SUNSET DR
City	CHARLOTTESVILLE
State	VA
Zip	22911-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	BRIARWOOD 4 115
Legal Subdivision	BRIARWOOD
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2004
Census Tract	10201

Owner

4405 Sunset Dr is owned and occupied by an individual who bought it in November 2018.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4405 SUNSET DR, CHARLOTTESVILLE, VA 22911-2403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Deed of Trust, Mortgage · Conventional with PMI NORTH AMERICAN SVGS BK
Nov 19, 2018	Deed with Mortgage, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN
Nov 20, 2018	Grant Deed, Subdivision Related Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Mar 13, 2018	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	Mar 13, 2018 · Amount on File
Deed Document Number	201812821
Deed Book / Page	5115 / 256
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	4405 SUNSET DR, CHARLOTTESVILLE, VA 22911-2403
Document Number	0000008076
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4405 SUNSET DR CHARLOTTESVILLE VA 229112403, CHARLOTTESVILLE, VA 22911-2403

Mortgage

Document Number	0000008076
Date	Jul 30, 2019
Book Page	005200/000211
Instrument	8076

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

November 2018: Deed with Mortgage, Subdivision Related Transfer

Document Type	Deed with Mortgage
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 19, 2018
Property Address	4405 SUNSET DR, CHARLOTTESVILLE, VA 22911-2403
Document Number	0000000206
Book / Page	000029 / 000219
Instrument Date	Nov 5, 2018
Instrument	206
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4405 SUNSET DR CHARLOTTESVILLE VA 229112403, CHARLOTTESVILLE, VA 22911-2403

Mortgage

Document Number	443
Date	Nov 19, 2018
Book Page	000029/000219
Instrument	443

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2048

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 20, 2018
Property Address	4405 SUNSET DR, CHARLOTTESVILLE, VA 22911-2403
Document Number	0000012821
Book / Page	005115 / 000256
Instrument Date	Nov 5, 2018
Instrument	12821
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 19, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$409.96
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4405 SUNSET DR CHARLOTTESVILLE VA 229112403, CHARLOTTESVILLE, VA 22911-2403

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 13, 2018
Property Address	4405 SUNSET DR, CHARLOTTESVILLE, VA 22911-2403
Document Number	0000002485
Book / Page	005021 / 000784
Instrument Date	Mar 7, 2018
Instrument	2485
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$237.60
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 4405 Sunset Dr was $5,386, up 6.4% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,386.00 (+6.44%)	$602,500 (+6.45%) Land $168,800 Building $433,700	$602,500 (+6.45%) Land $168,800 Building $433,700
2025	$5,060.00	$566,000 Land $146,300 Building $419,700	$566,000 Land $146,300 Building $419,700
2023	$4,387.00	$513,800 Land $130,000 Building $383,800	$513,800 Land $130,000 Building $383,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4405 Sunset Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Sunset Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Dr

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