4405 Stuart Ave, Richmond, VA 23221 Property Records

Richmond City property record for 4405 Stuart Ave, Richmond, VA 23221

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,744 sqft · built 1939
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Company Names on File
Last Sale	$775,000 (Jul 2019)
Tax Bill	$15,312 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
APN	`W-019-0265-003`

Property Details

APN / Parcel Number

Primary APN	`W-019-0265-003`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,744 sqft Living Area
1st Floor Area	1,938 sqft
Upper Floors Area	993 sqft
Basement Area	399 sqft
Finished Basement	399 sqft
Unfinished Basement	399 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Slate
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	265 sqft
Deck Area	183 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4405 STUART AVE
City	RICHMOND
State	VA
Zip	23221-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5 SINGLE
Legal Description	COLONIAL PLACE L5-7 B23 SB; 0075.00X0135.00 0000.000
Legal Subdivision	B COLONIAL PLACE
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3014
Census Tract	50200

Owner

4405 Stuart Ave is owned by a company that acquired it in July 2025.

Source: Richmond City records, as of August 10, 2026

Owner of Record	2 Company Names on File
Mailing Address	4405 STUART AVE, RICHMOND, VA 23221-1830
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Feb 12, 2001
Deed Document Number	201915414
Last Transfer Date	Jul 1, 2025
Transfer Doc	0000010941
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jul 31, 2019
Property Address	4405 STUART AVE, RICHMOND, VA 23221-1830
Document Number	0000015414
Instrument Date	Jul 24, 2019
Instrument	15414
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 STUART AVE RICHMOND VA 232211830, RICHMOND, VA 23221-1830

Mortgage

Document Number	15415
Date	Jul 31, 2019
Instrument	15415

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4405 Stuart Ave was $15,312, up 7% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,312.00 (+7.05%)	$1,276,000 Land $300,000 Building $976,000	$1,276,000 Land $300,000 Building $976,000
2025	$14,304.00
2024		$1,162,000 Land $300,000 Building $862,000
2023			$1,162,000 Land $300,000 Building $862,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4405 Stuart Ave; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4405 Stuart Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20