4405 Sterling Ln, Plano, TX 75093 Property Records

Collin County property record for 4405 Sterling Ln, Plano, TX 75093

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,941 sqft · built 1983
Owner	2 Individual Names on File
Tax Bill	$8,083 (2024)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-0069-004-0210-1`

Property Details

APN / Parcel Number

Primary APN	`R-0069-004-0210-1`
Alternative APN	`28874`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,941 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,941 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Covered Porch
Porch Area	239 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28874
Street Address	4405 STERLING LN
City	PLANO
State	TX
Zip	75093-6743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR/PH
Legal Description	PRESTON MEADOW PHASE I (CPL), BLK D, LOT 21
Legal Subdivision	PRESTON MEADOW PHASE I (CPL)
Legal Phase	1
Legal Block	D
Legal Lot Number	21
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1032
Census Tract	31676

Owner

Source: Collin County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4405 STERLING LN, PLANO, TX 75093-6743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage QUICKEN LNS
May 23, 2019	Warranty Deed, Transfer KWIK MTG
Jan 4, 2017	Deed of Trust, Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2019
Deed Sale	May 23, 2019
Prior Sale	Aug 26, 1997
Deed Document Number	20190523000585860
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4405 STERLING LN, PLANO, TX 75093-6743
Document Number	0000107780
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4405 STERLING LN PLANO TX 750936743, PLANO, TX 75093-6743

Mortgage

Document Number	0000107780
Date	Jan 19, 2021
Instrument	107780

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	May 23, 2019
Property Address	4405 STERLING LN, PLANO, TX 75093-6743
Document Number	0000585860
Instrument Date	May 23, 2019
Instrument	585860
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4405 STERLING LN PLANO TX 750936743, PLANO, TX 75093-6743

Mortgage

Document Number	585870
Date	May 23, 2019
Instrument	585870

Lender

Name	KWIK MTG
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4405 STERLING LN, PLANO, TX 75093-6743
Document Number	0000081620
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 3, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4405 STERLING LN PLANO TX 750936743, PLANO, TX 75093-6743

Mortgage

Document Number	0000081620
Date	Jan 19, 2017
Instrument	81620

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$499,736 (+4.4%) Land $135,000 Building $364,736	$499,736 (+4.4%) Land $135,000 Building $364,736
2024	$8,083.00 (-6.47%)
2023		$478,688 Land $125,000 Building $353,688	$478,688 Land $125,000 Building $353,688
2022	$8,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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