Polk County property record for 4405 Starlight Pointe Dr, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,153 sqft · built 2008 |
| Lot Size | 0.206 acres (8,991 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,000 (Feb 2017) |
| Tax Bill | $2,034 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-27-142048-000410 |
| Primary APN | 23-29-27-142048-000410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,153 sqft Living Area |
| Gross Area | 2,594 sqft |
| 1st Floor Area | 975 sqft |
| Upper Floors Area | 1,178 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,991 sqft (0.206 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 149 sqft |
| Street Address | 4405 STARLIGHT POINTE DR |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-4520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FESTIVAL POINTE AT SUNDANCE PHASE ONE PB 137 PGS 5-7 LOT 41 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 27 |
| Legal Subdivision | FESTIVAL POINTE AT SUNDANCE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 142048 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14906 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4405 STARLIGHT POINTE DR, MULBERRY, FL 33860-4520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC |
| Jan 31, 2017 | Deed of Trust, Mortgage RP FNDG |
| Feb 3, 2017 | Warranty Deed, Transfer RP FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2017 · Amount on Record |
| Deed Sale | Feb 3, 2017 · Amount on Record |
| Prior Sale | Feb 20, 2009 · Amount on Record |
| Deed Document Number | 201722217 |
| Deed Book / Page | 10056 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4405 STARLIGHT POINTE DR, MULBERRY, FL 33860-4520 |
| Document Number | 0113621149 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4405 STARLIGHT POINTE DR MULBERRY FL 338604520, MULBERRY, FL 33860-4520 |
| Document Number | 0113621149 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 011362/001149 |
| Instrument | 182994 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4405 STARLIGHT POINTE DR, MULBERRY, FL 33860-4520 |
| Document Number | 0100560141 |
| Instrument Date | Jan 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4405 STARLIGHT POINTE DR MULBERRY FL 338604520, MULBERRY, FL 33860-4520 |
| Document Number | 0100560141 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 010056/000141 |
| Instrument | 22218 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 2, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 3, 2017 |
| Property Address | 4405 STARLIGHT POINTE DR, MULBERRY, FL 33860-4520 |
| Document Number | 0100560139 |
| Book / Page | 010056 / 000139 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 22217 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,379.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4405 STARLIGHT POINTE DR MULBERRY FL 338604520, MULBERRY, FL 33860-4520 |
| Document Number | 100560141 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 010056/000141 |
| Instrument | 22218 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 2, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,882 (+2.7%) | $256,819 (-3.78%) Land $44,000 Building $212,819 | |
| 2025 | $2,034.00 (-15.18%) Homeowner's exemption | $197,548 (+5.99%) | $266,914 (-4.77%) Land $44,000 Building $222,914 |
| 2023 | $2,398.00 (+3.32%) Homeowner's exemption | $186,389 (+3%) | $280,279 (+25.34%) Land $42,000 Building $238,279 |
| 2022 | $2,321.00 Homeowner's exemption | $180,960 | $223,613 Land $40,000 Building $183,613 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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