4405 Simmons Smith Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4405 Simmons Smith Rd, Jay, FL 32565 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage952 sqft Heated Area
Lot Size55,757 sqft (1.28 acres)
OccupancyOwner Occupied
Last Sale$50,100 (2023)
Tax Bill$1,059.00 (2024)

Property Details

APN / Parcel Number

Primary APN28-5N-30-0000-01900-0000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area952 sqft Heated Area
Gross Area1,284 sqft Gross Area
1st Floor952 sqft 1st Floor
Stories1 Stories
Utility Area112 sqft Utility Area
Utility RoomUtility Room
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeRaised Foundation
Roof MaterialAsphalt Roof
Lot Area55,757 sqft (1.28 acres)
Depth X Width2,100 ft x 2,100 ft Depth x Width
PorchOpen Porch
Porch Area220 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number285N300000019000000
Street Address4405 SIMMONS SMITH RD
CityJAY
StateFL
Zip32565-1921
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description**UPDATED 2024** 28-5N-30W: COM SE COR OF NW4 OF NE4, THN W 519FT TO POB, THN N03*04'15E 113.78FT, THN S87*49'26E 96.76FT,
Legal Range30W
Legal Township05N
Legal Section28
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup3
Census Block3000
Census Tract10200

Owner

Source: Santa Rosa County records · APN 28-5N-30-0000-01900-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4405 SIMMONS SMITH RD, JAY, FL 32565-1921
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2023Warranty Deed, Transfer · Seller Take-Back
SONYA DOLAN
Dec 16, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2023 · Amount on Record
Deed SaleNov 01, 2023 · Amount on Record
Prior SaleDec 16, 2019
Deed Doc Number202349402
Deed Book / Page4447 / 1514
Record RefreshedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 01, 2023
Property Address4405 SIMMONS SMITH RD, JAY, FL 32565-1921
Document Number0044471514
Book / Page4447 / 1514
Instrument DateOct 26, 2023
Instrument202349402
Transaction TypeTransfer
Record UpdatedDec 06, 2023
Title CompanyGUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$350.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address31224 PALLADIAN WAY, SPANISH FORT, AL 36527-0083

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 SIMMONS SMITH RD # JAY, JAY, JAY, FL 32565-1921

Mortgage

Document Number0044471518
DateNov 01, 2023
Instrument4447/1518
Lender
NameSONYA DOLAN
TypeSeller
Agreement
TypeSeller Take-Back
AmountAmount Recorded
Term103 Months
DueJun 01, 2032

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 16, 2019
Property Address4405 SIMMONS SMITH RD, JAY, FL 32565-1921
Document Number0039000091
Book / Page003900 / 000091
Instrument DateDec 11, 2019
Instrument56415
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9239 D OLIVE RD STANISH FORT AL 36927, STANISH FORT, AL 36927

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$1,059.00 (+9.29%)$83,478 (+7.38%) Land $10,939 Building $72,539$83,478 (+7.38%) Land $10,939 Building $72,539
2023$969.00 (+5.44%)$77,741 (+4.51%) Land $6,060 Building $71,681$77,741 (+4.51%) Land $6,060 Building $71,681
2022$919.00$74,383$74,383 Land $5,555 Building $68,828

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 323 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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