4405 Settles Bridge Rd, Suwanee, GA 30024 Property Records

Gwinnett County property record for 4405 Settles Bridge Rd, Suwanee, GA 30024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,048 sqft · built 1991
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$354,000 (Jul 2020)
Tax Bill	$6,057 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-277-139`

Property Details

APN / Parcel Number

Primary APN	`7-277-139`
Alternative APNs	`R7277-139` `1534674`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,048 sqft Living Area
Gross Area	3,885 sqft
Attic	Attic
Attic Area	251 sqft
Basement Area	980 sqft
Finished Basement	605 sqft
Unfinished Basement	375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Terrain	Low
View / Lot	Primary
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	236 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	4405 SETTLES BRIDGE RD
City	SUWANEE
State	GA
Zip	30024-1981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L3 BA SETTLES BRIDGE #2
Legal Subdivision	SETTLES BRIDGE
Legal Block	A
Legal Lot Number	3
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1025
Census Tract	50242

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4405 SETTLES BRIDGE RD, SUWANEE, GA 30024-1981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK
Dec 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Aug 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 25, 2020	Grant Deed, Transfer · Conventional with PMI CAPITAL CITY HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Feb 24, 2004 · Amount on Record
Deed Document Number	202020902
Deed Book / Page	57789 / 895
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4405 SETTLES BRIDGE RD, SUWANEE, GA 30024-1981
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 SETTLES BRIDGE RD, SUWANEE, GA 30024-1981

Mortgage

Document Number	0598490252
Date	Apr 7, 2022
Book Page	0000059849/0000000252

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2062

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	4405 SETTLES BRIDGE RD, SUWANEE, GA 30024-1981
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 SETTLES BRIDGE RD, SUWANEE, GA 30024-1981

Mortgage

Document Number	0603670617
Date	Dec 22, 2022
Book Page	0000060367/0000000617

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Jan 1, 2062

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Aug 25, 2020
Property Address	4405 SETTLES BRIDGE RD, SUWANEE, GA 30024-1981
Document Number	0577900001
Book / Page	057790 / 000001
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4405 SETTLES BRIDGE RD SUWANEE GA 300241981, SUWANEE, GA 30024-1981

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Aug 25, 2020
Property Address	4405 SETTLES BRIDGE RD, SUWANEE, GA 30024-1981
Document Number	0577890895
Book / Page	057789 / 000895
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$354.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 SETTLES BRIDGE RD SUWANEE GA 300241981, SUWANEE, GA 30024-1981

Mortgage

Document Number	577890896
Date	Aug 25, 2020
Book Page	057789/000896

Lender

Name	CAPITAL CITY HM LNS LLC
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

Mortgage

Document Number	577910896,
Date	Aug 25, 2020
Book Page	057791/000896

Lender

Name	CAPITAL CITY HM LNS LLC
Address	LAWRENCEVILLE, GA 30043

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Suwanee City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,057.00 (+4.22%)	$233,880 (-1.1%) Land $38,000 Building $195,880	$584,700 (-1.1%) Land $95,000 Building $489,700
2023	$5,812.00	$236,480 Land $40,800 Building $195,680
2022			$591,200 Land $102,000 Building $489,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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