4405 S Normal Ave, Chicago, IL 60609 Property Records

Cook County property record for 4405 S Normal Ave, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 938 sqft · built 1876
Lot Size	0.071 acres (3,075 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Aug 2018)
Tax Bill	$3,587 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04-305-007`

Property Details

APN / Parcel Number

Primary APN	`20-04-305-007`
Alternative APN	`20-04-305-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	938 sqft

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1878
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,075 sqft (0.071 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4405 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60609-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	BOWES & CRUICKSHANKS
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1012
Census Tract	610800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4405 S NORMAL AVE, CHICAGO, IL 60609-3529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage FREEDOM MORTGAGE CORP
Aug 22, 2018	Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Jan 6, 2006 · Amount on Record
Deed Document Number	201845027
Prior Transfer Date	May 3, 2005
Prior Transfer Doc	0000027047
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4405 S NORMAL AVE, CHICAGO, IL 60609-3529
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 S NORMAL AVE, CHICAGO, IL 60609-3529

Mortgage

Document Number	0030007962
Date	Oct 27, 2021
Instrument	2130007962

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Sep 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 22, 2018
Property Address	4405 S NORMAL AVE, CHICAGO, IL 60609-3529
Document Number	1823445027
Instrument Date	Aug 17, 2018
Instrument	23445027
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	BARRISTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4800 S UNION AVE #AP2 CHICAGO IL 606094439, CHICAGO, IL 60609-4439

Mortgage

Document Number	1823445028
Date	Aug 22, 2018
Instrument	23445028

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,000 (+5.88%) Land $1,845 Building $16,155	$180,000 (+5.88%) Land $18,450 Building $161,550
2023	$3,587.00 (+2.6%)
2022	$3,496.00 (+2.28%)	$17,000 (-) Land $3,075 Building $13,925	$170,000 (-) Land $30,750 Building $139,250
2021	$3,418.00	$17,000 Land $3,075 Building $13,925	$170,000 Land $30,750 Building $139,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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