4405 Radian Dr, Mobile, AL 36693 Property Records

Mobile County property record for 4405 Radian Dr, Mobile, AL 36693

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,760 sqft · built 1977
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Jan 2022)
Tax Bill$1,152 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR023306142000040

Property Details

APN / Parcel Number

Primary APNR023306142000040
Alternative APNs
  • 33 06 14 2 000 040.XXX
  • 01130564
  • 1130564

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,760 sqft Living Area
1st Floor Area1,760 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area508 sqft
Deck Area263 sqft
Utility Building256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1130564
Street Address4405 RADIAN DR
CityMOBILE
StateAL
Zip36693-4959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 CRESTVIEW 5TH ADD PART B UNIT 1 MBK 26 P 3 #SEC 14 T5S R2W #MP33 06 14 2 000
Legal Range05S
Legal Township05S
Legal Section14
Legal SubdivisionCRESTVIEW 5TH ADD
Legal Lot Number1
Legal Unit1
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1017
Census Tract3000

Owner

4405 Radian Dr is owned and occupied by an individual who bought it in January 2022.

Source: Mobile County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address4405 RADIAN DR, MOBILE, AL 36693-4959
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Warranty Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC
Mar 9, 2018Deed of Trust, Mortgage · FHA Mortgage
LONGBRIDGE FIN'L
Mar 9, 2018Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2022 · Amount on File
Deed SaleJan 6, 2022 · Amount on File
Prior SaleOct 31, 2005 · Amount on File
Deed Document Number2022917
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJan 6, 2022
Property Address4405 RADIAN DR, MOBILE, AL 36693-4959
Document Number0000000917
Map ReferenceMB 26 PG 03
Instrument DateDec 29, 2021
Instrument2022000917
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanyNOT AVAILABLE, DST

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 14294, MOBILE, AR 36666

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 RADIAN DR, MOBILE, AL 36693-4959

Mortgage

Document Number0000000918
DateJan 6, 2022
Instrument2022000918
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4405 RADIAN DR, MOBILE, AL 36693-4959
Document Number0000015594
Instrument DateMar 9, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4405 RADIAN DR MOBILE AL 366934959, MOBILE, AL 36693-4959

Mortgage

Document Number0000015594
DateMar 22, 2018
Book Page007616/001098
Instrument15594
Lender
NameLONGBRIDGE FIN'L
AddressMAHWAH, NJ 07495
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term852 Months
DueMar 21, 2089
Interest
Rate TypeAdjustable Rate
Rate4.49%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4405 RADIAN DR, MOBILE, AL 36693-4959
Document Number0000015595
Instrument DateMar 9, 2018
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4405 RADIAN DR MOBILE AL 366934959, MOBILE, AL 36693-4959

Mortgage

Document Number0000015595
DateMar 22, 2018
Book Page007616/001115
Instrument15595
Lender
NameFEDERAL HSNG COMMISSIONER
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term852 Months
DueMar 21, 2089
Interest
Rate TypeAdjustable Rate
Rate4.49%

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Radian Dr was $1,152 with exemptions applied, up 0.2% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,152.00 (+0.17%) Homeowner's exemption Senior Citizen's exemption$20,760 (+0.24%) Land $2,000 Building $18,760$207,600 (+0.24%) Land $20,000 Building $187,600
2024$1,150.00 (+8.9%) Homeowner's exemption Senior Citizen's exemption$20,710 (+8.54%) Land $2,000 Building $18,710$207,100 (+8.54%) Land $20,000 Building $187,100
2023$1,056.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$19,080 Land $2,400 Building $16,680$190,800 Land $24,000 Building $166,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4405 Radian Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims15 (1979–2009)
Claims Outside the SFHA9 of 15
Most Recent ClaimMar 2009 · river or lake flooding
Claims by Event
  • Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Radian Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 49% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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