4405 Polo View Dr, Bakersfield, CA 93312 Property Records

Kern County property record for 4405 Polo View Dr, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,915 sqft · built 1993
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,015 (2025)
Deeds & Mortgages	Jan 2024 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`526-081-12-00-9`

Property Details

APN / Parcel Number

Primary APN	`526-081-12-00-9`
Alternative APNs	`526-081-12-0` `5260811200` `52608112`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,915 sqft Living Area
Gross Area	3,828 sqft
1st Floor Area	1,914 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	308 sqft
Patio Area	14 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	526081120
Street Address	4405 POLO VIEW DR
City	BAKERSFIELD
State	CA
Zip	93312-8604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5494 , BLOCK UN1, LOT 12
Legal Subdivision	5494 UN 1
Legal Tract	5494
Legal Block	3
Legal Lot Number	12
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	3
Census Block	3007
Census Tract	3817

Owner

4405 Polo View Dr is owner-occupied and held in a trust since January 2024.

Source: Kern County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4405 POLO VIEW DR, BAKERSFIELD, CA 93312-8604
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Intrafamily Transfer, Transfer
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAFE 1 CU
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 5, 2024
Transfer Doc	0000003261
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Jan 9, 2024
Property Address	4405 POLO VIEW DR, BAKERSFIELD, CA 93312-8604
Document Number	0000003261
Map Reference	MB 39 PG 81
Instrument Date	Jan 5, 2024
Instrument	224003261
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4405 POLO VIEW DR, BAKERSFIELD, CA 93312-8604

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4405 POLO VIEW DR, BAKERSFIELD, CA 93312-8604
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4406 POLO VIEW DR, BAKERSFIELD, CA 93312

Mortgage

Document Number	0000171926
Date	Sep 10, 2021
Instrument	221171926

Lender

Name	SAFE 1 CU
Type	Credit Union
Address	BAKERSFIELD, CA 93311

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4405 POLO VIEW DR, BAKERSFIELD, CA 93312-8604
Document Number	0000136994
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4405 POLO VIEW DR BAKERSFIELD CA 933128604, BAKERSFIELD, CA 93312-8604

Mortgage

Document Number	0000136994
Date	Oct 12, 2017
Instrument	136994

Lender

Name	LOANDEPOT.COM LLC LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Polo View Dr was $6,015 with a homeowner's exemption, up 1.3% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$432,688 (+2%) Land $70,714 Building $361,974
2025	$6,015.00 (+1.35%)	$424,205 Land $69,328 Building $354,877
2024	$5,935.00 (+1.94%)
2023	$5,822.00 (+1.73%) Homeowner's exemption	$407,736 Land $66,637 Building $341,099
2022	$5,723.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4405 Polo View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Polo View Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAUGHN WC INC private · serves 37,189 people · EPA ID CA1510029
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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