Oneida County and Vernon Town property record for 4405 Peterboro St, Vernon, NY 13476
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3,596 sqft · built 1940 |
| Lot Size | 0.261 acres (11,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $188,000 (Jul 2026) |
| Tax Bill | $4,929 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2020 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 306003 323.016-2-23 |
| Primary APN | 306003 323.016-2-23 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,596 sqft Gross Area |
| Basement Area | 1,356 sqft |
| Unfinished Basement | 1,356 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 11,374 sqft (0.261 acres) |
| Lot Dimensions | 121 ft deep x 94 ft wide |
| Porch | Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 016465 |
|---|---|
| Street Address | 4405 PETERBORO ST |
| City | VERNON |
| State | NY |
| Zip | 13476-3643 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | OFFICE BLDG & APARTMENT |
| Legal Block | 2 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 24900 |
4405 Peterboro St, a commercial property, is owned by an individual who bought it in July 2026.
Source: Oneida County and Vernon Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5504 STATE ROUTE 5, VERNON, NY 13476-4508 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK |
| Mar 3, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Sep 13, 2019 | Deed of Trust, Mortgage COMMUNITY BK NA |
| May 23, 2019 | Deed of Trust, Mortgage ROBERT D BEDELL |
| Feb 16, 2018 | Deed of Trust, Mortgage · Line of Credit ROBERT D BEDELL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on File |
| Deed Sale | Jul 7, 2026 · Amount on File |
| Prior Sale | May 13, 2016 · Amount on File |
| Deed Document Number | 20268851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jul 7, 2026 |
| Property Address | 4405 PETERBORO ST, VERNON, NY 13476-3643 |
| Document Number | 0000008851 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20268851 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5504 STATE ROUTE 5, VERNON, NY 13476-4508 |
| Date | Jul 7, 2026 |
|---|
| Name | COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Mar 3, 2020 |
| Property Address | 4405 PETERBORO ST, VERNON, NY 13476-3643 |
| Document Number | 0000002869 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 2869 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 JUDSON DR VERNON NY 134764304, VERNON, NY 13476-4304 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 4405 PETERBORO ST, VERNON, NY 13476-3643 |
| Document Number | 0000012466 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1203 VERNON NY 134761203, VERNON, NY 13476-1203 |
| Document Number | 0000012466 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 12466 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | WASHINGTON MILLS, NY 13479 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 4405 PETERBORO ST, VERNON, NY 13476-3643 |
| Document Number | 0000006257 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1203 VERNON NY 134761203, VERNON, NY 13476-1203 |
| Document Number | 0000006257 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 6257 |
| Name | ROBERT D BEDELL |
|---|---|
| Address | PO BOX 503, WASHINGTON MILLS, NY 13479-0503 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 4405 PETERBORO ST, VERNON, NY 13476-3643 |
| Document Number | 0000002299 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1203 VERNON NY 134761203, VERNON, NY 13476-1203 |
| Document Number | 0000002299 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 2299 |
| Name | ROBERT D BEDELL |
|---|---|
| Address | WASHINGTON MILLS, NY 13479 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4405 Peterboro St was $4,929, up 13.9% from the year before.
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Municipality | Vernon Village |
| Unified School District | Sherrill City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,929.00 (+13.89%) | ||
| 2025 | $4,328.00 | $93,600 (-) Land $9,600 Building $84,000 | $215,172 (+8.51%) Land $22,069 Building $193,103 |
| 2024 | $93,600 (-) Land $9,600 Building $84,000 | $198,305 (+0.64%) Land $20,339 Building $177,966 | |
| 2023 | $93,600 (-21.48%) Land $9,600 Building $84,000 | $197,053 (-14.04%) Land $20,211 Building $176,842 | |
| 2022 | $1,319.00 | $119,200 Land $9,600 Building $109,600 | $229,231 Land $18,462 Building $210,769 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4405 Peterboro St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4405 Peterboro St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERNON VILLAGE serves 1,155 people · EPA ID NY3202412 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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