4405 Park Bend, Harlingen, TX 78552 Property Records

Cameron County property record for 4405 Park Bend, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	3,573 sqft · built 2005
Lot Size	0.356 acres (15,486 sqft)
Owner	Company Name on File
Tax Bill	$2,501 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`881927-0020-037000`

Property Details

APN / Parcel Number

Primary APN	`881927-0020-037000`
Alternative APN	`187624`

Interior

Stories	1 Story
Building Area	3,573 sqft Living Area
Gross Area	4,135 sqft
1st Floor Area	3,573 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,486 sqft (0.356 acres)
Garage Type	Attached
Garage Area	562 sqft
Driveway	Concrete Driveway
Driveway Area	2,650 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	567 sqft
Storage Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4405 PARK BND
City	HARLINGEN
State	TX
Zip	78552-2560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERS EDGE PHASE II LOT 37 BLK B C1-2431-B
Legal Subdivision	WATERS EDGE PHASE II
Legal Block	B
Legal Lot Number	37
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1011
Census Tract	12104

Owner

4405 Park Bend is owned by a company that acquired it in February 2005 and is owner-occupied.

Source: Cameron County records, as of August 13, 2026

Owner of Record	Company Name on File
Mailing Address	4405 PARK BND, HARLINGEN, TX 78552-2560
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 24, 2019	Deed of Trust, Mortgage · ARM SECURITY SERVICE FCU
Jun 13, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2005
Deed Sale	Feb 22, 2005
Deed Document Number	200510026
Deed Book / Page	11057 / 267
Prior Transfer Date	Feb 14, 2005
Prior Transfer Doc	11057/267
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4405 PARK BND, HARLINGEN, TX 78552-2560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22389/280
Date	Feb 21, 2017
Book Page	22389/280
Instrument	2017-00006593

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Feb 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4405 PARK BND, HARLINGEN, TX 78552-2560
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOVARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201923525
Date	Jun 24, 2019
Instrument	2019-23525

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2034
Index	5-Year CMT
Max Rate	9.12%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4405 PARK BND, HARLINGEN, TX 78552-2560
Transaction Type	Mortgage
Record Updated	Jun 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23482/217
Date	Jun 13, 2018
Book Page	23482/217
Instrument	2018-00021570

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Park Bend was $2,501 with exemptions applied.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,657 (-) Land $95,773 Building $390,884	$486,657 (-) Land $95,773 Building $390,884
2025	$2,501.00 Homeowner's exemption Senior Citizen's exemption	$486,657 Land $95,773 Building $390,884	$486,657 Land $95,773 Building $390,884
2023	$2,827.00 (-40.52%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$518,002 Land $95,773 Building $422,229	$518,002 Land $95,773 Building $422,229
2022	$4,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4405 Park Bend in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Park Bend is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, RGV Communications.

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