4405 Overbrook Rd, Spencer, OK 73084 Property Records

Oklahoma County property record for 4405 Overbrook Rd, Spencer, OK 73084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,997 sqft · built 2021
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on File
Last Sale	$319 (Jul 1997)
Tax Bill	$3,482 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2265-14-371-8510`

Property Details

APN / Parcel Number

Primary APN	`2265-14-371-8510`
Alternative APNs	`R143718510` `143718510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,997 sqft Living Area
1st Floor Area	1,997 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	76,230 sqft (1.75 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R143718510
Street Address	4405 OVERBROOK RD
City	SPENCER
State	OK
Zip	73084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ARLINGTON HILLS SUB 000 000 E293FT OF LOTS 137 & 138
Legal Range	01W
Legal Township	12N
Legal Section	17
Legal Subdivision	ARLINGTON HILLS SUB
Legal Lot Number	137,1
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	2
Census Block	2008
Census Tract	108803

Owner

4405 Overbrook Rd is owned and occupied by two individuals who acquired it in July 2022.

Source: Oklahoma County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4405 OVERBROOK RD, SPENCER, OK 73084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Construction Mortgage VISION BANK
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 7, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jul 21, 2022	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 1997 · Amount on File
Deed Sale	Jul 2, 1997 · Amount on File
Deed Document Number	199785808
Deed Book / Page	7106 / 1570
Last Transfer Date	Jul 21, 2022
Transfer Doc	0001111750
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	4405 OVERBROOK RD, SPENCER, OK 73084
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001039627
Date	Mar 10, 2021
Book Page	14657/510
Instrument	2021031001039627

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Feb 26, 2022

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	4405 OVERBROOK RD, SPENCER, OK 73084
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 OVERBROOK RD, SPENCER, OK 73084-7332

Mortgage

Document Number	0001131821
Date	Oct 13, 2023
Book Page	15579/907
Instrument	2023101301131821

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Aug 1, 2052

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	4405 OVERBROOK RD, SPENCER, OK 73084
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 OVERBROOK RD, SPENCER, OK 73084

Mortgage

Document Number	0001059213
Date	May 7, 2024
Book Page	15747/1382
Instrument	2024050701059213

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 1, 2064

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKLAHOMA OK
Recording Date	Jul 21, 2022
Property Address	4405 OVERBROOK RD, SPENCER, OK 73084
Document Number	0001111750
Book / Page	15219 / 459
Instrument Date	Jul 14, 2022
Instrument	2022072101111750
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	TITAN TITLE AND CLOSING LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4405 OVERBROOK RD, SPENCER, OK 73084

Mortgage

Document Number	0001111751
Date	Jul 21, 2022
Instrument	2022072101111751

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Dec 17, 2020
Property Address	4405 OVERBROOK RD, SPENCER, OK 73084
Document Number	0145730131
Book / Page	014573 / 000131
Instrument Date	Dec 11, 2020
Instrument	1185723
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4405 OVERBROOK RD SPENCER OK 73084, SPENCER, OK 73084

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Overbrook Rd was $3,482, up 5% from the year before.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Oklahoma City
Unified School District	Oklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,482.00 (+5.01%)	$28,112 Land $1,800 Building $26,312	$317,000 Land $20,300 Building $296,700
2024	$3,316.00 (+5.91%)
2023	$3,131.00	$25,498 Land $2,087 Building $23,411	$248,000 Land $20,300 Building $227,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4405 Overbrook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Overbrook Rd is low, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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