4405 Lost Ball Ct, Sebring, FL 33872 Property Records

Highlands County property record for 4405 Lost Ball Ct, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,585 sqft · built 1998
Lot Size	0.84 acres (36,628 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jul 2021)
Tax Bill	$3,576 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-34-34-28-025-0000-4920`

Property Details

APN / Parcel Number

Primary APN	`C-34-34-28-025-0000-4920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	4,585 sqft Living Area
1st Floor Area	4,189 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,628 sqft (0.84 acres)
Lot Dimensions	230 ft deep x 165 ft wide
Garage Type	Finished
Garage Area	586 sqft
Driveway	Driveway
Driveway Area	765 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Open Porch
Porch Area	249 sqft
Patio Area	642 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4405 LOST BALL CT
City	SEBRING
State	FL
Zip	33872-3874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 5 PB 14 PG 79 LOT 492
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 5
Legal Lot Number	492
Legal Unit	5
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

4405 Lost Ball Ct is owned and occupied by two individuals who bought it in July 2021.

Source: Highlands County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	4405 LOST BALL CT, SEBRING, FL 33872-3874
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 6, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Mar 21, 2019	Warranty Deed, Transfer · VA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Prior Sale	Mar 21, 2019 · Amount on File
Deed Document Number	2043085
Deed Book / Page	2836 / 242
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 8, 2021
Property Address	4405 LOST BALL CT, SEBRING, FL 33872-3874
Document Number	0002043085
Book / Page	2836 / 242
Map Reference	MB 14 PG 79
Instrument Date	Jul 7, 2021
Instrument	2043085
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2850 E CARDEN RD, AVON PARK, FL 33825-7967

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4405 LOST BALL CT, SEBRING, FL 33872-3874

Mortgage

Document Number	0002836244
Date	Jul 8, 2021
Instrument	2836/244

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4405 LOST BALL CT, SEBRING, FL 33872-3874
Document Number	0001979336
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4405 LOST BALL CT SEBRING FL 338723874, SEBRING, FL 33872-3874

Mortgage

Document Number	0001979336
Date	Mar 13, 2020
Book Page	002743/001556
Instrument	1979336

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 21, 2019
Property Address	4405 LOST BALL CT, SEBRING, FL 33872-3874
Document Number	0001933079
Book / Page	2683 / 0334
Map Reference	MB 14 PG 79
Instrument Date	Mar 19, 2019
Instrument	1933079
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4405 LOST BALL CT, 4405, SEBRING, FL 33872-3874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 QUAIL ROOST RD, LAKE PLACID, FL 33852-6736

Mortgage

Document Number	0001933080
Date	Mar 21, 2019
Instrument	1933080

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$277,297	$432,095 Land $28,500 Building $403,595
2024	$3,576.00 (+6.02%)
2023	$3,373.00 (-0.41%) Homeowner's exemption Widower's exemption	$257,544 (+3%)	$438,138 (+15.54%) Land $27,000 Building $411,138
2022	$3,387.00 Homeowner's exemption Widower's exemption	$250,043	$379,216 Land $27,000 Building $352,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4405 Lost Ball Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Lost Ball Ct is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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