4405 Jepson St, Ashland, KY 41101 Property Records

Boyd County property record for 4405 Jepson St, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 825 sqft · built 1945
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$97,000 (Oct 2021)
Tax Bill	$606 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-02-10-007.00`

Property Details

APN / Parcel Number

Primary APN	`038-02-10-007.00`
Alternative APN	`474701`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
Basement Area	825 sqft
Unfinished Basement	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	474701
Street Address	4405 JEPSON ST
City	ASHLAND
State	KY
Zip	41101-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT 46 SPARKS SUBDIVISION
Legal Subdivision	SPARKS SUBITION
Legal Lot Number	46
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3006
Census Tract	30500

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4405 JEPSON ST, ASHLAND, KY 41101-5003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed, Transfer · Conventional Mortgage DESCO FCU
Jun 8, 2020	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Jun 8, 2020 · Amount on Record
Deed Document Number	10005977
Deed Book / Page	833 / 63
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Oct 18, 2021
Property Address	4405 JEPSON ST, ASHLAND, KY 41101-5003
Document Number	833/63
Book / Page	833 / 63
Map Reference	MB 5 PG 21
Instrument Date	Oct 8, 2021
Instrument	10005977
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1619 HASH RIDGE RD, 1619, BARBOURSVILLE, WV 25504-9496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 JEPSON ST, ASHLAND, KY 41101-5003

Mortgage

Document Number	10005978
Date	Oct 18, 2021
Instrument	10005978

Lender

Name	DESCO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Jun 8, 2020
Property Address	4405 JEPSON ST, ASHLAND, KY 41101-5003
Document Number	00D818/534
Book / Page	D818 / 534
Map Reference	MB 5 PG 21
Instrument Date	May 29, 2020
Instrument	9832726
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5040 S CS 2042, 5040, ASHLAND, KY 41101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 JEPSON ST, ASHLAND, KY 41101-5003

Mortgage

Document Number	0009832727
Date	Jun 8, 2020
Instrument	9832727

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$606.00 (-2.42%)	$97,000 (-) Land $15,000 Building $82,000	$97,000 (-) Land $15,000 Building $82,000
2023	$621.00	$97,000 Land $15,000 Building $82,000	$97,000 Land $15,000 Building $82,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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