4405 Gilliat St, Duluth, MN 55804 Property Records

St. Louis County property record for 4405 Gilliat St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,441 sqft · built 1924
Lot Size	0.16 acres (7,002 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (Oct 2020)
Tax Bill	$4,772 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2990-00150`

Property Details

APN / Parcel Number

Primary APN	`010-2990-00150`
Alternative APN	`1097946`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,441 sqft Gross Area
1st Floor Area	1,194 sqft
Basement Area	775 sqft
Finished Basement	775 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,002 sqft (0.16 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	285 sqft
Storage Building	60 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1097946
Street Address	4405 GILLIAT ST
City	DULUTH
State	MN
Zip	55804-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0015 BLOCK:019 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	19
Legal Lot Number	15
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5014
Census Tract	600

Owner

4405 Gilliat St is owned and occupied by an individual who bought it in October 2020.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4405 GILLIAT ST, DULUTH, MN 55804-2147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Jul 23, 2001 · Amount on File
Deed Document Number	20201392897
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 14, 2020
Property Address	4405 GILLIAT ST, DULUTH, MN 55804-2147
Document Number	00A1392897
Instrument Date	Oct 8, 2020
Instrument	A1392897
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$751.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4405 GILLIAT ST DULUTH MN 558042147, DULUTH, MN 55804-2147

Mortgage

Document Number	A1392898
Date	Oct 14, 2020
Instrument	A1392898

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4405 Gilliat St was $4,772 with a homeowner's exemption, up 10.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,772.00 (+10.36%) Homeowner's exemption
2025	$4,324.00 (-1.28%) Homeowner's exemption	$360,000 (+9.12%) Land $47,900 Building $312,100	$360,000 (+9.12%) Land $47,900 Building $312,100
2024	$4,380.00	$329,900 Land $46,100 Building $283,800	$329,900 Land $46,100 Building $283,800
2022		$288,100 Land $35,500 Building $252,600	$288,100 Land $35,500 Building $252,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4405 Gilliat St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Gilliat St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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