4405 Frogtown Rd, Loretto, KY 40037 Property Records

Marion County property record for 4405 Frogtown Rd, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	1,480 sqft · built 2016
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Apr 2025)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030-015A-01`

Property Details

APN / Parcel Number

Primary APN	`030-015A-01`
Alternative APN	`81970`

Interior

Stories	1 Story
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	81970
Street Address	4405 FROGTOWN RD
City	LORETTO
State	KY
Zip	40037-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR7=.5739 AC/ON SLIDE 339
Legal Subdivision	EMANUEL & DOROTHY RYAN E
Legal Tract	7
Jurisdiction	MARION KY
Township / Civil Division	LORETTO
Census Block Group	2
Census Block	2004
Census Tract	970400

Owner

4405 Frogtown Rd is owned by a company that bought it in April 2025.

Source: Marion County records, as of May 22, 2026

Owner of Record	Company Name on File
Mailing Address	136 W MAIN ST, LEBANON, KY 40033-1253
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
May 28, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK
Dec 13, 2024	Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK
Apr 7, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Prior Sale	Dec 13, 2016 · Amount on File
Deed Document Number	2025244584
Deed Book / Page	368 / 616
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	4405 FROGTOWN RD, LORETTO, KY 40037-6012
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443/19
Date	May 12, 2020
Book Page	443/19

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	4405 FROGTOWN RD, LORETTO, KY 40037-6012
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 FROGTOWN RD, LORETTO, KY 40037-6012
Investor	Possibly a Property Investor

Mortgage

Document Number	000461/473
Date	May 28, 2021
Book Page	461/473

Lender

Name	FARMERS NATIONAL BANK
Type	Bank
Address	LEBANON, KY 40033

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jun 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	4405 FROGTOWN RD, LORETTO, KY 40037-6012
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 FROGTOWN RD, LORETTO, KY 40037-6012

Mortgage

Document Number	00M507/614
Date	Dec 13, 2024
Book Page	M507/614

Lender

Name	FARMERS NATIONAL BANK
Type	Bank
Address	136 W MAIN ST, LEBANON, KY 40033

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION KY
Recording Date	Apr 7, 2025
Property Address	4405 FROGTOWN RD, LORETTO, KY 40037-6012
Document Number	000368/613
Book / Page	368 / 613
Map Reference	CAB 4 SL 863
Instrument Date	Apr 7, 2025
Instrument	244583
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 MORGAN CT, BARDSTOWN, KY 40004-3222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 FROGTOWN RD, LORETTO, KY 40037-6012
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Frogtown Rd was $1,408.

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Municipality	Loretto City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,408.00	$160,000 Land $160,000	$160,000 Land $160,000
2023	$1,435.00	$160,000 Land $160,000	$160,000 Land $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4405 Frogtown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Frogtown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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