4405 Fall River Dr, Columbia, MO 65203 Property Records

Boone County property record for 4405 Fall River Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,382 sqft · built 1994
Lot Size	0.249 acres (10,885 sqft)
Owner	2 Individual Names on File
Last Sale	$380,912 (Jul 2022)
Tax Bill	$4,212 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-903-00-07-007-00`

Property Details

APN / Parcel Number

Primary APN	`16-903-00-07-007-00`
Alternative APN	`16-903-00-07-007.00 01`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,382 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,450 sqft
Finished Basement	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,885 sqft (0.249 acres)
Lot Dimensions	120 ft deep x 90.7 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	120 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	4405 FALL RIVER DR
City	COLUMBIA
State	MO
Zip	65203-6032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEDFORD WALK PLAT 1 LOT 179
Legal Range	13W
Legal Township	48N
Legal Section	35
Legal Subdivision	BEDFORD WALK
Legal Block	A94
Legal Lot Number	179
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	4
Census Block	4020
Census Tract	1109

Owner

4405 Fall River Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4405 FALL RIVER DR, COLUMBIA, MO 65203-6032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Feb 7, 2018	Deed of Trust, Mortgage · Line of Credit MISSOURI CU
Feb 6, 2017	Deed of Trust, Mortgage MISSOURI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	202216593
Deed Book / Page	5654 / 98
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jul 27, 2022
Property Address	4405 FALL RIVER DR, COLUMBIA, MO 65203-6032
Document Number	0000016593
Book / Page	5654 / 98
Map Reference	MB 27 PG 51
Instrument Date	Jul 25, 2022
Instrument	2022016593
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 FALL RIVER DR, COLUMBIA, MO 65203-6032

Mortgage

Document Number	0000016594
Date	Jul 27, 2022
Instrument	2022016594

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	May 18, 2018
Property Address	4405 FALL RIVER DR, COLUMBIA, MO 65203-6032
Document Number	2018009219
Book / Page	4894 / 0099
Map Reference	MB27 PG51
Instrument Date	May 18, 2018
Instrument	2018009219
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 FALL RIVER DR, COLUMBIA, MO 65203-6032

Mortgage

Document Number	2018009220
Date	May 18, 2018
Instrument	2018009220

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4405 FALL RIVER DR, COLUMBIA, MO 65203-6032
Document Number	0000002659
Book / Page	004858 / 000037
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4405 FALL RIVER DR COLUMBIA MO 652036032, COLUMBIA, MO 65203-6032

Mortgage

Document Number	0000002659
Date	Feb 15, 2018
Book Page	004858/000037
Instrument	2659

Lender

Name	MISSOURI CU
Type	Credit Union
Address	COLUMBIA, MO 65203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 14, 2043

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4405 FALL RIVER DR, COLUMBIA, MO 65203-6032
Document Number	0000002653
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4405 FALL RIVER DR COLUMBIA MO 652036032, COLUMBIA, MO 65203-6032

Mortgage

Document Number	0000002653
Date	Feb 14, 2017
Book Page	004712/000049
Instrument	2653

Lender

Name	MISSOURI CU
Type	Credit Union
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 13, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Fall River Dr was $4,212.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,334 (-) Land $5,833 Building $58,501
2025	$4,212.00	$64,334 Land $5,833 Building $58,501	$338,600 Land $30,700 Building $307,900
2023	$3,758.00 (+8.11%)	$56,183 Land $5,833 Building $50,350	$295,700 Land $30,700 Building $265,000
2022	$3,476.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4405 Fall River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Fall River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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