Montgomery County property record for 4405 Everett St, Kensington, MD 20895
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,353 sqft · built 2025 |
| Lot Size | 0.161 acres (7,032 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $598,000 (Jan 2020) |
| Tax Bill | $4,390 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01144473 |
| Primary APN | 13-01144473 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,353 sqft Living Area |
| Gross Area | 5,633 sqft |
| 1st Floor Area | 2,023 sqft |
| Basement Area | 1,307 sqft |
| Finished Basement | 1,307 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,032 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Porch | Open Porch |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01144473 |
|---|---|
| Street Address | 4405 EVERETT ST |
| City | KENSINGTON |
| State | MD |
| Zip | 20895-4108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | PARKWOOD |
| Legal Subdivision | PARKWOOD |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 704300 |
Source: Montgomery County records · APN 13-01144473
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4405 EVERETT ST, KENSINGTON, MD 20895-4108 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jan 08, 2024 | Intrafamily Transfer, Transfer |
| Jan 08, 2024 | Intrafamily Transfer, Transfer |
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 06, 2020 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2020 · Amount on Record |
| Deed Sale | Jan 06, 2020 · Amount on Record |
| Prior Sale | Oct 06, 1992 · Amount on Record |
| Deed Book / Page | 58822 / 60 |
| Last Transfer Date | Nov 02, 2023 |
| Transfer Doc | 0676720089 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4405 EVERETT ST, KENSINGTON, MD 20895-4108 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4405 EVERETT ST, KENSINGTON, MD 20895-4108 |
| Document Number | 0699590356 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 69959/356 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 08, 2024 |
| Property Address | 4405 EVERETT ST, KENSINGTON, MD 20895-4108 |
| Document Number | 0676720092 |
| Book / Page | 67672 / 92 |
| Map Reference | MB 37 PL 2583 |
| Instrument Date | Nov 02, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4405 EVERETT ST, KENSINGTON, MD 20895-4108 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4405 EVERETT ST, KENSINGTON, MD 20895-4108 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 08, 2024 |
| Property Address | 4405 EVERETT ST, KENSINGTON, MD 20895-4108 |
| Document Number | 0676720089 |
| Book / Page | 67672 / 89 |
| Map Reference | MB 37 PL 2583 |
| Instrument Date | Nov 02, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4405 EVERETT ST, KENSINGTON, MD 20895-4108 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4405 EVERETT ST, KENSINGTON, MD 20895-4108 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4405 EVERETT ST, KENSINGTON, MD 20895-4108 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0642890351 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 64289/351 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 06, 2020 |
| Property Address | 4405 EVERETT ST, KENSINGTON, MD 20895-4108 |
| Document Number | 0588220060 |
| Book / Page | 058822 / 000060 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | COUNSELORS TITLE COMPANY, COUNSELORS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $598.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4405 EVERETT ST GAITHERSBURG MD 20885, GAITHERSBURG, MD 20885 |
| Document Number | 588220070 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 058822/000070 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 05, 2050 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,878,267 (+401.41%) | $1,934,000 (+391.36%) Land $393,600 Building $1,540,400 | |
| 2025 | $4,390.00 (-41.38%) | $374,600 (-34.52%) Land $374,600 | $393,600 (-33.63%) Land $393,600 |
| 2024 | $7,489.00 (+25.17%) | ||
| 2023 | $572,067 | $593,000 Land $365,100 Building $227,900 | |
| 2022 | $5,983.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (2006–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 642 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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