4405 E Terrace Dr, Chillicothe, IL 61523 Property Records

Peoria County property record for 4405 E Terrace Dr, Chillicothe, IL 61523

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,556 sqft · built 2015
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (May 2023)
Tax Bill	$6,499 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
APN	`10-07-154-048`

Property Details

APN / Parcel Number

Primary APN	`10-07-154-048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	3,848 sqft
1st Floor Area	1,556 sqft
Basement Area	1,556 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Lot Area	17,860 sqft (0.41 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	736 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	4405 E TERRACE DR
City	CHILLICOTHE
State	IL
Zip	61523-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER TERRACE NW 1/4 SEC 7-10N-9E NW 1/2 LOTS 1 & 2 BLK 6
Legal Subdivision	EDGEWATER TERRACE
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	PEORIA IL
Township / Civil Division	CHILLICOTHE
Census Block Group	2
Census Block	2051
Census Tract	3601

Owner

Source: Peoria County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4405 E TERRACE DR, CHILLICOTHE, IL 61523-9743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 16, 2020	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Jul 21, 2022 · Amount on Record
Deed Document Number	20236679
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	0000017840
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEORIA IL
Recording Date	May 12, 2023
Property Address	4405 E TERRACE DR, CHILLICOTHE, IL 61523-9743
Document Number	0000006679
Map Reference	MB T PG 28
Instrument Date	May 11, 2023
Instrument	2023006679
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4405 E TERRACE DR, CHILLICOTHE, IL 61523-9743

Mortgage

Document Number	0000006680
Date	May 12, 2023
Instrument	2023006680

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEORIA IL
Recording Date	Jul 21, 2022
Property Address	4405 E TERRACE DR, CHILLICOTHE, IL 61523-9743
Document Number	0000013632
Map Reference	MB T PG 28
Instrument Date	Jul 20, 2022
Instrument	2022013632
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4405 E TERRACE DR, CHILLICOTHE, IL 61523-9743

Mortgage

Document Number	0000013633
Date	Jul 21, 2022
Instrument	2022013633

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PEORIA IL
Recording Date	Sep 16, 2020
Property Address	4405 E TERRACE DR, CHILLICOTHE, IL 61523-9743
Document Number	0000017840
Instrument Date	Aug 7, 2020
Instrument	2020017840
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 E TERRACE DR, CHILLICOTHE, IL 61523-9743

Tax Assessment & Valuation

Source: Peoria County assessment roll, as of May 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Peoria County
County Subdivision	Chillicothe Township
Unified School District	Illinois Valley Central Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,499.00
2024		$87,950 Land $5,700 Building $82,250	$263,850 Land $17,100 Building $246,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2013–2019)
Most Recent Claim	May 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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