4405 Durga Ln, Kissimmee, FL 34746 Property Records

Osceola County property record for 4405 Durga Ln, Kissimmee, FL 34746

Property Summary

Property Type	Single Family Home
Details	12 bd · 12 ba · 4,762 sqft · built 2022
Lot Size	0.139 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$890,000 (Oct 2022)
Tax Bill	$12,127 (2025)
Deeds & Mortgages	Oct 2022 Sale Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122528540900012680`

Property Details

APN / Parcel Number

Primary APN	`122528540900012680`

Interior

Bedrooms	12 Beds
Full Baths	12 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,762 sqft Heated Area
Gross Area	5,389 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Pool Area	28 sqft
Porch	Finished/Screened Porch
Deck Area	846 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4405 DURGA LN
City	KISSIMMEE
State	FL
Zip	34746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERANDA PALMS PH 2B2-2C PB 29 PGS 1-4 LOT 268
Legal Range	28E
Legal Township	25S
Legal Section	12
Legal Subdivision	VERANDA PALMS
Legal Phase	2B2-2C
Legal Tract	5409
Legal Lot Number	268
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1003
Census Tract	40904

Owner

4405 Durga Ln is owned by a company that bought it in October 2022.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Company Name on File
Mailing Address	10045 NW 76TH TER, DORAL, FL 33178-3425
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Warranty Deed, Transfer SOUTHERN UTAH TITLE COMPANY, SOUTHERN TRUST TITLE COMPANY
Sep 6, 2022	Special Warranty Deed, Transfer · Conventional Mortgage METRO CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2022 · Amount on File
Deed Sale	Oct 25, 2022 · Amount on File
Prior Sale	Sep 6, 2022 · Amount on File
Deed Document Number	2022157319
Deed Book / Page	6305 / 787
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 25, 2022
Property Address	4405 DURGA LN, KISSIMMEE, FL 34746
Document Number	0063050787
Book / Page	6305 / 787
Map Reference	MB 29 PG 1
Instrument Date	Oct 20, 2022
Instrument	2022157319
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	SOUTHERN UTAH TITLE COMPANY, SOUTHERN TRUST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$6,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12960 LANGSTAFF DR, WINDERMERE, FL 34786-9455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10045 NW 76TH TER, DORAL, FL 33178-3425

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 6, 2022
Property Address	4405 DURGA LN, KISSIMMEE, FL 34746
Document Number	0062811705
Book / Page	6281 / 1705
Map Reference	MB 29 PG 1
Instrument Date	Sep 1, 2022
Instrument	2022135818
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	PSH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 VINELATID ROAD #200200, 200200, ORLANDO, FL 32811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12960 LANGSTAFF DR, WINDERMERE, FL 34786-9455

Mortgage

Document Number	0062811707
Date	Sep 6, 2022
Instrument	6281/1707

Lender

Name	METRO CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Durga Ln was $12,127.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,127.00	$823,200 Land $127,500 Building $695,700	$823,200 Land $127,500 Building $695,700
2023	$10,365.00 (+1,190.78%)	$714,900 (+1,143.3%) Land $105,000 Building $609,900	$714,900 (+1,143.3%) Land $105,000 Building $609,900
2022	$803.00	$57,500 Land $57,500	$57,500 Land $57,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4405 Durga Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Durga Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Tillman Fiber.

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