4405 Cole St, Madison, NY 13402 Property Records

Madison County and Stockbridge Town property record for 4405 Cole St, Madison, NY 13402 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage1,352 sqft Living Area
Lot Size78,844 sqft (1.81 acres)
OccupancyOwner Occupied
Last Sale$30,500 (2019)
Tax Bill$3,858.00 (2025)

Property Details

APN / Parcel Number

Primary APN254689 92.-1-27.12
Alternative APNs
  • 46890920000001027012
  • 388.12

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,352 sqft Living Area
1st Floor1,352 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Lot Area78,844 sqft (1.81 acres)
Shed1 Shed

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number388.12
Street Address4405 COLE ST
CityMADISON
StateNY
Zip13402-9783
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number27.012
JurisdictionMADISON NY
Minor Civil DivisionSTOCKBRIDGE
Census Blockgroup1
Census Block1084
Census Tract30601

Owner

Source: Madison County and Stockbridge Town records · APN 254689 92.-1-27.12

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4405 COLE ST, MADISON, NY 13402-9783
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2019 · Amount on Record
Deed SaleApr 19, 2019 · Amount on Record
Deed Doc Number20191703
Record RefreshedJun 08, 2026

April 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateApr 19, 2019
Property Address4405 COLE ST, MADISON, NY 13402-9783
Document Number0000001703
Instrument DateApr 18, 2019
Instrument1703
Transaction TypeConstruction Loan
Record UpdatedMay 08, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$122.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4405 COLE ST MADISON NY 134029783, MADISON, NY 13402-9783

Mortgage

Document Number1704
DateApr 19, 2019
Instrument1704
Lender
NameLESTER E LAMUNION
Address4385 COLE ST, MADISON, NY 13402-9783
Special NotesLender is also the Seller
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 18, 2020
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Madison County and Stockbridge Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
County SubdivisionStockbridge Town
Unified School DistrictMadison Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,858.00$94,400 (-) Land $15,100 Building $79,300$160,000 (+9.32%) Land $25,593 Building $134,407
2023$94,400 Land $15,100 Building $79,300$146,357 Land $23,411 Building $122,946

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cole St

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