4405 Chestnut Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 4405 Chestnut Rd, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,757 sqft · built 1992
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,500 (Sep 2026)
Tax Bill	$5,089 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`562-30-052`

Property Details

APN / Parcel Number

Primary APN	`562-30-052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,757 sqft Living Area
Gross Area	4,300 sqft
1st Floor Area	1,757 sqft
Basement Area	1,757 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	300 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	786 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	4405 CHESTNUT RD
City	INDEPENDENCE
State	OH
Zip	44131-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	32 FOLIANO S/L 2 EP 0003 ALL
Legal Subdivision	FOLIANO 01
Legal Lot Number	3
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1060
Census Tract	156101

Owner

Source: Cuyahoga County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4405 CHESTNUT RD, INDEPENDENCE, OH 44131-3234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer INFINITY HM TITLE, INFINITY TITLE
Oct 23, 2023	Intrafamily Transfer, Transfer
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	20260930324
Prior Transfer Date	Oct 3, 2023
Prior Transfer Doc	0000000516
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 30, 2026
Property Address	4405 CHESTNUT RD, INDEPENDENCE, OH 44131-3234
Document Number	0000000324
Instrument Date	Sep 28, 2026
Instrument	20260930324
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	INFINITY HM TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Tax	$184,022.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4405 CHESTNUT RD, INDEPENDENCE, OH 44131-3234

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 23, 2023
Property Address	4405 CHESTNUT RD, INDEPENDENCE, OH 44131-3234
Document Number	0000000516
Instrument Date	Oct 13, 2023
Instrument	202310230516
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4405 CHESTNUT RD, INDEPENDENCE, OH 44131-3234

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 28, 2020
Property Address	4405 CHESTNUT RD, INDEPENDENCE, OH 44131-3234
Document Number	0007280403
Instrument Date	Jul 23, 2020
Instrument	7280403
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	NEWMAN TITLE AGENCY LIMITED, NEWMAN TITLE AGCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 CHESTNUT RD INDEPENDENCE OH 441313234, INDEPENDENCE, OH 44131-3234

Mortgage

Document Number	7280404
Date	Jul 28, 2020
Instrument	7280404

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,089.00 (-3.47%) Homeowner's exemption	$110,250 (-) Land $17,640 Building $92,610	$315,000 (-) Land $50,400 Building $264,600
2024	$5,272.00 (+7.24%) Homeowner's exemption	$110,250 (+18.02%) Land $17,640 Building $92,610	$315,000 (+18.02%) Land $50,400 Building $264,600
2023	$4,916.00 (+0.55%) Homeowner's exemption	$93,420 (-) Land $16,700 Building $76,720
2022	$4,889.00 Homeowner's exemption	$93,420 Land $16,700 Building $76,720
2021			$266,900 Land $47,700 Building $219,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	190 (1979–2020)
Claims Outside the SFHA	12 of 190
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding Due To The Remnants Of Hurricane Sandy, Oct 2012 · 7 claims Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 22 claims Severe Storms And Flooding, May 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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