4405 Ashland, Duncan, OK 73533 Property Records

Stephens County property record for 4405 Ashland, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,429 sqft · built 1987
Lot Size	1.02 acres (44,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jun 2023)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18422`

Property Details

APN / Parcel Number

Primary APN	`18422`
Alternative APN	`1277-00-002-007-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,429 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,446 sqft (1.02 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	62 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18422
Street Address	4405 ASHLAND
City	DUNCAN
State	OK
Zip	73533-8985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 2 LOT 7 HICKORY HILLS #3
Legal Range	07W
Legal Township	01N
Legal Section	18
Legal Subdivision	HICKORY HILL ADDN PRTIII
Legal Block	2
Legal Lot Number	7
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3082
Census Tract	800

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4405 ASHLAND, DUNCAN, OK 73533-8985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMA EDUCATORS CU
Jun 27, 2023	Warranty Deed, Transfer OLD REPUBLIC TITLE
Jul 1, 2010	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Jul 1, 2010 · Amount on Record
Deed Document Number	20235940
Deed Book / Page	6358 / 5
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4405 ASHLAND, DUNCAN, OK 73533-8985
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	AMERICAN EAGLE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006005/259
Date	Jul 9, 2021
Book Page	6005/259
Instrument	2021-006403

Lender

Name	OKLAHOMA EDUCATORS CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 27, 2023
Property Address	4405 ASHLAND, DUNCAN, OK 73533-8985
Document Number	00006358/5
Book / Page	6358 / 5
Instrument Date	Jun 26, 2023
Instrument	I-2023-005940
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4405 ASHLAND, DUNCAN, OK 73533-8985

July 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jul 1, 2010
Property Address	4405 ASHLAND, DUNCAN, OK 73533-8985
Document Number	004018/014
Book / Page	4018 / 014
Instrument Date	Jul 1, 2010
Instrument	81-5365
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4405 ASHLAND, DUNCAN, OK 73533-8985

Mortgage

Document Number	004018/015
Date	Jul 1, 2010
Book Page	4018/015
Instrument	81-5366

Lender

Name	CORNERSTONE HOME LOANS LLC
Address	LAWTON, OK 73501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,526 (+1.69%) Land $3,422 Building $27,104	$277,513 (+1.69%) Land $31,112 Building $246,401
2025	$2,533.00	$30,019 (-0.05%) Land $3,422 Building $26,597	$272,906 (-0.04%) Land $31,112 Building $241,794
2024	$2,533.00 (+36.84%)	$30,033 (+13.26%) Land $3,422 Building $26,611	$273,024 (+13.25%) Land $31,112 Building $241,912
2023	$1,851.00	$26,518 Land $3,422 Building $23,096	$241,077 Land $31,112 Building $209,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 66% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50

May also be available: Dobson Fiber, Verizon.

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