4405 Arranmore Cir, Valrico, FL 33596 Property Records

Hillsborough County property record for 4405 Arranmore Cir, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,479 sqft · built 1997
Lot Size0.384 acres (16,745 sqft)
Owner2 Individual Names on File
Last Sale$339,000 (May 2020)
Tax Bill$6,232 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN088067-5892

Property Details

APN / Parcel Number

Primary APN088067-5892
Alternative APN
  • U18302137R000005000420

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,479 sqft Living Area
Gross Area3,503 sqft
1st Floor Area2,479 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2017
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,745 sqft (0.384 acres)
Lot Dimensions120 ft deep x 71 ft wide
Garage TypeAttached
Garage Area602 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area422 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0880675892
Street Address4405 ARRANMORE CIR
CityVALRICO
StateFL
Zip33596-7847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBLOOMINGDALE SECTION AA GG UNIT 2 PHASE 1 LOT 42 BLOCK 5
Legal Range21E
Legal Township30S
Legal Section18
Legal SubdivisionBLOOMINGDALE SECTION AA GG UNIT 2 PHASE
Legal Phase1
Legal Tract37R
Legal Block5
Legal Lot Number42
Legal Unit2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group3
Census Block3006
Census Tract13414

Owner

4405 Arranmore Cir is owned and occupied by two individuals who bought it in May 2020.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address4405 ARRANMORE CIR, VALRICO, FL 33596-7847
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
May 28, 2020Warranty Deed, Transfer · VA Mortgage
SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2020 · Amount on File
Deed SaleMay 28, 2020 · Amount on File
Prior SaleApr 14, 1997 · Amount on File
Deed Document Number2020216513
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4405 ARRANMORE CIR, VALRICO, FL 33596-7847
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 ARRANMORE CIR, VALRICO, FL 33596-7847

Mortgage

Document Number0000274497
DateMay 31, 2022
Instrument2022274497
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 28, 2020
Property Address4405 ARRANMORE CIR, VALRICO, FL 33596-7847
Document Number0000216513
Map ReferenceMB 78 PG 35
Instrument DateMay 21, 2020
Instrument2020216513
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,373.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4405 ARRANMORE CIR, 4405, VALRICO, FL 33596-7847

Transferred To (Grantee/Buyer)

NameVerified Name
Address2618 ALLWOOD AVE, VALRICO, FL 33596-7396

Mortgage

Document Number0000216514
DateMay 28, 2020
Instrument2020216514
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4405 Arranmore Cir was $6,232 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$341,316 (+2.7%)$426,153 (-1.19%) Land $108,856 Building $317,297
2025$6,232.00 Homeowner's exemption$332,343$431,273 Land $108,856 Building $322,417
2023$5,540.00 (+4.37%) Homeowner's exemption$313,570 (+3%)$399,468 (+3.88%) Land $98,960 Building $300,508
2022$5,308.00 Homeowner's exemption$304,437$384,539 Land $79,168 Building $305,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4405 Arranmore Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims4 (2011–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4405 Arranmore Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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