4405 Albritton Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4405 Albritton Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,215 sqft · built 2004
Lot Size	4.9 acres (213,444 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Oct 2016)
Tax Bill	$7,329 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`99384`

Property Details

APN / Parcel Number

Primary APN	`99384`
Alternative APN	`052731495000011160`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,215 sqft Heated Area
Gross Area	5,946 sqft
1st Floor Area	2,401 sqft
Upper Floors Area	1,814 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	213,444 sqft (4.9 acres)
Garage Type	Finished
Garage Area	240 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	836 sqft
Deck Area	870 sqft
Patio Area	768 sqft
Fence	Fence
Stable	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	99384
Street Address	4405 ALBRITTON RD
City	SAINT CLOUD
State	FL
Zip	34772-7532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 31 LOT 116
Legal Range	31E
Legal Township	27S
Legal Section	05
Legal Subdivision	LAKE GENTRY FARMS
Legal Tract	4950
Legal Block	1
Legal Lot Number	116
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1014
Census Tract	43802

Owner

Source: Osceola County records · APN 99384

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4405 ALBRITTON RD, SAINT CLOUD, FL 34772-7532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEXAN BANK
May 06, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2016 · Amount on Record
Deed Sale	Oct 24, 2016 · Amount on Record
Prior Sale	Dec 11, 2001 · Amount on Record
Deed Document Number	2016159462
Deed Book / Page	5044 / 0857
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4405 ALBRITTON RD, SAINT CLOUD, FL 34772-7532
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4405 ALBRITTON RD, SAINT CLOUD, FL 34772-7532

Mortgage

Document Number	0062110064
Date	May 10, 2022
Book Page	6211/64
Instrument	2022073923

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4405 ALBRITTON RD, SAINT CLOUD, FL 34772-7532
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057591253
Date	Jul 22, 2020
Book Page	5759/1253
Instrument	2020095449

Lender

Name	TEXAN BANK
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4405 ALBRITTON RD, SAINT CLOUD, FL 34772-7532
Document Number	0055221362
Instrument Date	May 06, 2019
Transaction Type	Mortgage
Record Updated	Jun 05, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4405 ALBRITTON RD ST CLOUD FL 347727532, ST CLOUD, FL 34772-7532

Mortgage

Document Number	0055221362
Date	May 10, 2019
Book Page	005522/001362
Instrument	60580

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 09, 2039

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4405 ALBRITTON RD, SAINT CLOUD, FL 34772-7532
Document Number	0052460152
Book / Page	005246 / 000152
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4405 ALBRITTON RD ST CLOUD FL 347727532, ST CLOUD, FL 34772-7532

Mortgage

Document Number	0052460152
Date	Nov 30, 2017
Book Page	005246/000152
Instrument	169606

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 29, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,329.00 (+6.36%) Homeowner's exemption	$518,418 (+5.99%)	$812,600 (-14.14%) Land $318,500 Building $494,100
2023	$6,891.00 (+3.59%) Homeowner's exemption	$489,134 (+3%)	$946,400 (+36.61%) Land $318,500 Building $627,900
2022	$6,652.00 Homeowner's exemption	$474,888	$692,800 Land $154,400 Building $538,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 110 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian

Wildfire

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	About 1 in 163 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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