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  5. 86th St

4405 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4405 86th St, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,454 sqft · built 1989
Lot Size0.187 acres (8,161 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jan 2022)
Tax Bill$4,610 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR73267

Property Details

APN / Parcel Number

Primary APNR73267
Alternative APN
  • R1488000000000330000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,454 sqft Living Area
Gross Area2,916 sqft
1st Floor Area2,454 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialWood
Lot Area8,161 sqft (0.187 acres)
Garage TypeAttached
Garage Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4405 86TH ST
CityLUBBOCK
StateTX
Zip79424-4206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE L 33
Legal SubdivisionCOBBLESTONE
Legal Lot Number33
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2015
Census Tract10502

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4405 86TH ST, LUBBOCK, TX 79424-4206
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2022 · Amount on Record
Deed SaleJan 6, 2022 · Amount on Record
Prior SaleAug 28, 2015
Deed Document Number2022954
Prior Transfer DateJan 5, 2022
Prior Transfer Doc0000000954
Record UpdatedSep 20, 2026

January 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJan 6, 2022
Property Address4405 86TH ST, LUBBOCK, TX 79424-4206
Document Number0000000954
Map ReferenceVOL 2650 PG 254
Instrument DateJan 5, 2022
Instrument2022000954
Transaction TypeTransfer
Record UpdatedJan 13, 2022
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 86TH ST, LUBBOCK, TX 79424-4206

Mortgage

Document Number0000000955
DateJan 6, 2022
Instrument2022000955
Lender
NameCITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,610.00 (-9.06%) Homeowner's exemption$329,197 (-1.41%) Land $26,523 Building $302,674$329,197 (-1.41%) Land $26,523 Building $302,674
2024$5,069.00 (-4.03%)
2023$5,282.00 (-12.94%) Homeowner's exemption$333,892 Land $26,523 Building $307,369$333,892 Land $26,523 Building $307,369
2022$6,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
Rise Broadband
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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