Frederick County property record for 4404 Reels Mill Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,954 sqft · built 2019 |
| Lot Size | 2.38 acres (104,108 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Apr 2018) |
| Tax Bill | $8,596 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Apr 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-594858 |
| Primary APN | 07-594858 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,954 sqft Living Area |
| Gross Area | 4,866 sqft |
| 1st Floor Area | 2,485 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 104,108 sqft |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 248 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 594858 |
|---|---|
| Street Address | 4404 REELS MILL RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 SECTION 1 2.39 ACRES BERRY INK |
| Legal Subdivision | BERRY INK |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 752206 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4404 REELS MILL RD, FREDERICK, MD 21704-7758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 17, 2020 | Deed of Trust, Mortgage HOME PT FIN'L |
| Feb 2, 2019 | Loan Modification, Mortgage PRESIDENTIAL BK |
| Apr 13, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on Record |
| Deed Sale | Apr 13, 2018 · Amount on Record |
| Deed Book / Page | 12364 / 416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4404 REELS MILL RD, FREDERICK, MD 21704-7758 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0166600039 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 16660/39 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4404 REELS MILL RD, FREDERICK, MD 21704-7758 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4404 REELS MILL RD, FREDERICK, MD 21704-7758 |
| Document Number | 0158310082 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 15831/82 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4404 REELS MILL RD, FREDERICK, MD 21704-7758 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONWIDE TITLE CLAERING |
| Name | Verified Name |
|---|
| Document Number | 0130890492 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 13089/0492 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4404 REELS MILL RD, FREDERICK, MD 21704-7758 |
| Document Number | 0144900104 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4404 REELS MILL RD FREDERICK MD 217047758, FREDERICK, MD 21704-7758 |
| Document Number | 0144900104 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 014490/000104 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4404 REELS MILL RD, FREDERICK, MD 21704-7758 |
| Document Number | 0128620418 |
| Instrument Date | Feb 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Name | Verified Name |
|---|---|
| Address | 4404 REELS MILL RD FREDERICK MD 21704, FREDERICK, MD 21704 |
| Document Number | 0128620418 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 012862/000418 |
| Name | PRESIDENTIAL BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Rate | 6.5% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 13, 2018 |
| Property Address | 4404 REELS MILL RD, FREDERICK, MD 21704-7758 |
| Document Number | 0123640416 |
| Book / Page | 12364 / 0416 |
| Map Reference | MB98 PL153 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3637 RYRON PALCE, FREDERICK, MD 21704 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $886,567 (+24.44%) | $936,100 (+18.87%) Land $230,100 Building $706,000 | |
| 2025 | $8,596.00 (+15.83%) | ||
| 2023 | $7,421.00 Homeowner's exemption | $712,433 | $787,500 Land $179,400 Building $608,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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