4404 NC 126, Morganton, NC 28655 Property Records

Burke County property record for 4404 NC 126, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,290 sqft · built 1947
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Jan 2022)
Tax Bill	$993 (2026)
Deeds & Mortgages	Feb 2025 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1755712436`

Property Details

APN / Parcel Number

Primary APN	`1755712436`
Alternative APN	`24321`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,050 sqft
Flooring	Wood

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4404 NC 126
City	MORGANTON
State	NC
Zip	28655-7563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	4404 NC 126 MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	1
Census Block	1023
Census Tract	20204

Owner

4404 NC 126 is owned and occupied by an individual who bought it in January 2022.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4404 NC 126, MORGANTON, NC 28655-7563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on File
Deed Sale	Jan 11, 2022 · Amount on File
Deed Document Number	202221016089
Deed Book / Page	2597 / 67
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4404 NC 126, MORGANTON, NC 28655-7563
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027900462
Date	Feb 19, 2025
Book Page	2790/462
Instrument	2025000441

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 11, 2022
Property Address	4404 NC 126, MORGANTON, NC 28655-7563
Document Number	0025970067
Book / Page	2597 / 67
Instrument Date	Jan 5, 2022
Instrument	2021016089
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6295 ARMINDALE AVE, 6295, RURAL HALL, NC 27045-9659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4404 NC 126, MORGANTON, NC 28655-7563

Mortgage

Document Number	2021016090
Date	Jan 11, 2022
Instrument	2021016090

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 4404 NC 126 was $993, up 32.9% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$993.00 (+32.93%)	$141,164 (-) Land $23,646 Building $117,518	$141,164 (-) Land $23,646 Building $117,518
2025	$747.00	$141,164 Land $23,646 Building $117,518	$141,164 Land $23,646 Building $117,518
2023	$685.00	$98,051 Land $23,646 Building $74,405	$98,051 Land $23,646 Building $74,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4404 NC 126 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4404 NC 126 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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