4404 N Ely Rd, Spokane, WA 99212 Property Records

Spokane County property record for 4404 N Ely Rd, Spokane, WA 99212

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,304 sqft · built 1969
Lot Size	0.358 acres (15,579 sqft)
Owner	Individual Name on Record
Tax Bill	$5,777 (2026)
Deeds & Mortgages	Oct 2025 Mortgage May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45062.1401`

Property Details

APN / Parcel Number

Primary APN	`45062.1401`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	2,556 sqft
1st Floor Area	1,296 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,579 sqft (0.358 acres)
Garage Type	Detached
Garage Area	1,408 sqft
Parking Spaces	5 Parking Spaces
Deck Area	220 sqft
Patio Area	850 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4404 N ELY RD
City	SPOKANE
State	WA
Zip	99212-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	UPRIVER TERRACE 2ND ADD L1 B1
Legal Range	44E
Legal Township	25N
Legal Section	06
Legal Subdivision	UPRIVER TERRACE 2ND ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3021
Census Tract	11302

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4404 N ELY RD, SPOKANE, WA 99212-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
May 18, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4404 N ELY RD, SPOKANE, WA 99212-1709
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4404 N ELY RD, SPOKANE, WA 99212-1709

Mortgage

Document Number	0007446781
Date	Oct 14, 2025
Instrument	7446781

Lender

Name	COLUMBIA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4404 N ELY RD, SPOKANE, WA 99212-1709
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007076175
Date	May 18, 2021
Instrument	7076175

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99206

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4404 N ELY RD, SPOKANE, WA 99212-1709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006684677
Date	Feb 26, 2018
Instrument	6684677

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2028

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	West Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,777.00 (+9.93%)	$440,100 (+6.69%) Land $120,000 Building $320,100	$440,100 (+6.69%) Land $120,000 Building $320,100
2025	$5,255.00 (+4.72%)
2024		$412,500 (+30.46%) Land $70,000 Building $342,500	$412,500 (+30.46%) Land $70,000 Building $342,500
2023	$5,018.00 (+17.16%)	$316,200 Land $52,500 Building $263,700	$316,200 Land $52,500 Building $263,700
2022	$4,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASADENA PARK IRR DIST 17 serves 6,269 people · EPA ID WA5366300
Water Source	Groundwater
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

Nearby Properties on N Ely Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures