Mobile County property record for 4404 Monarch Dr N, Mobile, AL 36609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,066 sqft · built 1994 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jul 2026) |
| Tax Bill | $1,336 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022808343002003047 |
| Primary APN | R022808343002003047 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,066 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| Upper Floors Area | 988 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 454 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2509967 |
|---|---|
| Street Address | 4404 MONARCH DR N |
| City | MOBILE |
| State | AL |
| Zip | 36609-6416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 MONARCH SUBD FIRST ADDITION MBK 60 PG 81 #SEC 34 T4S R2W #MP28 08 34 3 002 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 34 |
| Legal Subdivision | MONARCH SUBD |
| Legal Lot Number | 47 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 3707 |
4404 Monarch Dr N is owned and occupied by two individuals who bought it in July 2026.
Source: Mobile County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4404 MONARCH DR N, MOBILE, AL 36609-6416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK |
| Oct 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Prior Sale | Aug 26, 2014 · Amount on File |
| Deed Document Number | 202646502 |
| Prior Transfer Date | Nov 15, 2012 |
| Prior Transfer Doc | 0000009118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 31, 2026 |
| Property Address | 4404 MONARCH DR N, MOBILE, AL 36609-6416 |
| Document Number | 0000046502 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202646502 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4404 MONARCH DR N, MOBILE, AL 36609-6416 |
| Investor | Possibly a Property Investor |
| Document Number | 0000046503, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202646503 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Oct 2, 2026 |
| Property Address | 4404 MONARCH DR N, MOBILE, AL 36609-6416 |
| Document Number | 0000059992 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202659992 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4404 MONARCH DR N, MOBILE, AL 36609-6416 |
| Investor | Possibly a Property Investor |
| Document Number | 0000059992, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 202659992 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 4404 Monarch Dr N was $1,336 with a homeowner's exemption, up 7.2% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,336.00 (+7.22%) Homeowner's exemption | $22,000 (+7.21%) Land $3,000 Building $19,000 | $220,000 (+7.21%) Land $30,000 Building $190,000 |
| 2024 | $1,246.00 (+8.07%) Homeowner's exemption | $20,520 (+7.72%) Land $3,000 Building $17,520 | $205,200 (+7.72%) Land $30,000 Building $175,200 |
| 2023 | $1,153.00 Homeowner's exemption | $19,050 Land $3,000 Building $16,050 | $190,500 Land $30,000 Building $160,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4404 Monarch Dr N in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 30 (1979–2020) |
| Claims Outside the SFHA | 25 of 30 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4404 Monarch Dr N is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 62% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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