4404 E Shaulis Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4404 E Shaulis Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,249 sqft · built 1951
Lot Size0.36 acres (15,681 sqft)
Owner2 Individual Names on Record
Last Sale$138,000 (May 2023)
Tax Bill$1,994 (2025)
Deeds & MortgagesMay 2023 Foreclosure
Flood ZoneZone AE (high risk)
APN8812-17-126-003

Property Details

APN / Parcel Number

Primary APN8812-17-126-003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,249 sqft Living Area
1st Floor Area780 sqft
AtticAttic
Attic Area273 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,681 sqft (0.36 acres)
Garage TypeDetached
Garage Area744 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area172 sqft
Patio Area261 sqft
Shed1 Shed
Shed Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4404 E SHAULIS RD
CityWATERLOO
StateIA
Zip50701-9142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF NE NW SEC 17 T 88 R 12 BEG AT A PT ON THE N LINE OF SAID SEC THAT IS 390 FT W OF NE COR OF NW 1/4 OF SAID SEC TH S
Legal Range12W
Legal Township88N
Legal Section17
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1008
Census Tract2901

Owner

Source: Black Hawk County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4404 E SHAULIS RD, WATERLOO, IA 50701-9142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Deed Document Number202315590
Record UpdatedSep 20, 2026

May 2023: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionBLACK HAWK IA
Recording DateMay 22, 2023
Property Address4404 E SHAULIS RD, WATERLOO, IA 50701-9142
Document Number202300015590
Instrument DateMay 5, 2023
Instrument202300015590
Transaction TypeForeclosure
Record UpdatedAug 10, 2023
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4404 E SHAULIS RD, WATERLOO, IA 50701-9142

Mortgage

Document Number202300015591
DateMay 22, 2023
Instrument202300015591
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateJun 1, 2030
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change8.62%
Index1-Year T-Bill
Max Rate12.6%

Mortgage

Document Number202300015592
DateMay 22, 2023
Instrument202300015592
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term85 Months
DueJun 1, 2030

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,994.00 Homeowner's exemption$169,170 (+6.52%) Land $37,490 Building $131,680$169,170 (+6.52%) Land $37,490 Building $131,680
2024$1,994.00 (+59.78%)
2023$158,820 (+51.43%) Land $31,240 Building $127,580$158,820 (+51.43%) Land $31,240 Building $127,580
2022$1,248.00 Homeowner's exemption$104,880 Land $24,990 Building $79,890
2021$104,880 Land $24,990 Building $79,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims118 (1978–2016)
Claims Outside the SFHA11 of 118
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 39 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 14 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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