4404 E Sandia Creek Ter, Fallbrook, CA 92028 Property Records

San Diego County property record for 4404 E Sandia Creek Ter, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,749 sqft · built 1989
Lot Size	3.91 acres (170,755 sqft)
Owner	2 Individual Names on Record
Last Sale	$832,000 (Aug 2021)
Tax Bill	$7,608 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-361-50-00`

Property Details

APN / Parcel Number

Primary APN	`101-361-50-00`
Alternative APN	`1013610600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,749 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	170,755 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1013610600
Street Address	4404 E SANDIA CREEK TER
City	FALLBROOK
State	CA
Zip	92028-8983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 (EX MIN RTS) TR PM12345
Legal Tract	12345
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1054
Census Tract	19001

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4404 E SANDIA CREEK TER, FALLBROOK, CA 92028-8983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Grant Deed, Transfer · VA Mortgage SAN DIEGO FUNDING
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Feb 5, 2018	Grant Deed, Transfer · Conventional Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	2021576589
Prior Transfer Date	Oct 26, 2009
Prior Transfer Doc	0000614643
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2021
Property Address	4404 E SANDIA CREEK TER, FALLBROOK, CA 92028-8983
Document Number	0000576589
Map Reference	MAP 12345
Instrument Date	Jul 19, 2021
Instrument	2021-0576589
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4404 E SANDIA CREEK TER, FALLBROOK, CA 92028-8983

Mortgage

Document Number	0000576590
Date	Aug 12, 2021
Instrument	2021-0576590

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4404 E SANDIA CREEK TER, FALLBROOK, CA 92028-8983
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164334
Date	Apr 1, 2020
Instrument	2020-0164334

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 5, 2018
Property Address	4404 E SANDIA CREEK TER, FALLBROOK, CA 92028-8983
Document Number	0000046367
Instrument Date	Jan 2, 2018
Instrument	46367
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4404 E SANDIA CREEK TER FALLBROOK CA 920288983, FALLBROOK, CA 92028-8983

Mortgage

Document Number	46368
Date	Feb 5, 2018
Instrument	46368

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$722,113 (+2%) Land $228,187 Building $493,926
2025	$7,608.00 (+5.02%) Homeowner's exemption	$707,955 (-16.58%) Land $223,713 Building $484,242
2023	$7,244.00 (-19.72%) Homeowner's exemption	$848,639 Land $268,012 Building $580,627
2022	$9,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.5% of the US · above 90% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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