Hernando County property record for 4404 Copper Hill Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,382 sqft · built 2006 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Sep 2025) |
| Tax Bill | $4,682 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-18-3602-041B-0140 |
| Primary APN | R09-223-18-3602-041B-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,382 sqft Living Area |
| 1st Floor Area | 2,382 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 606 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 170 sqft |
| Patio Area | 550 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01535707 |
|---|---|
| Street Address | 4404 COPPER HILL DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING HILL PHASE 1B BLK 41B LOT 14 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | STERLING HILL PH 1B |
| Legal Phase | 1B |
| Legal Block | 41B |
| Legal Lot Number | 14 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 40909 |
4404 Copper Hill Dr is owned and occupied by an individual who bought it in September 2025.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 4404 COPPER HILL DR, SPRING HILL, FL 34609-0424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Commercial Mortgage METROPOLITAN LIFE INSURANCE CO |
| Sep 10, 2025 | Warranty Deed, Transfer NEWREZ LLC |
| Jan 12, 2023 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 20, 2017 | Quit Claim Deed, Transfer · Line of Credit COREVEST AMERICAN FIN LENDER L |
| Apr 6, 2017 | Special Warranty Deed, Transfer COLONY AMERICAN FINANCE LENDER LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on File |
| Deed Sale | Sep 10, 2025 · Amount on File |
| Prior Sale | Jan 12, 2023 |
| Deed Document Number | 2025062944 |
| Deed Book / Page | 4607 / 1580 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4404 COPPER HILL DR, SPRING HILL, FL 34609-0424 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 27 N WACKER DR 435, CHICAGO, IL 60606-2800 |
| Investor | Possibly a Property Investor |
| Document Number | 0042621779 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 4262/1779 |
| Instrument | 2023006155 |
| Name | METROPOLITAN LIFE INSURANCE CO |
|---|---|
| Type | Insurance Company |
| Address | WHIPPANY, NJ 07981 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Dec 10, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 10, 2025 |
| Property Address | 4404 COPPER HILL DR, SPRING HILL, FL 34609-0424 |
| Document Number | 0046071580 |
| Book / Page | 4607 / 1580 |
| Map Reference | MB 34 PG 23-33 |
| Instrument Date | Aug 18, 2025 |
| Instrument | 2025062944 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | HOMEPRO TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 N WACKER DR, CHICAGO, IL 60606-2800 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4404 COPPER HILL DR, SPRING HILL, FL 34609-0424 |
| Document Number | 0046071582 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 4607/1582 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jan 12, 2023 |
| Property Address | 4404 COPPER HILL DR, SPRING HILL, FL 34609-0424 |
| Document Number | 0042580176 |
| Book / Page | 4258 / 176 |
| Map Reference | MB 34 PG 23 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2023002898 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 S WACKER DR STE 4730, 4730, CHICAGO, IL 60606-4719 |
| Name | Verified Name |
|---|---|
| Address | 27 N WACKER DR # 435, 435, CHICAGO, IL 60606-2800 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 4404 COPPER HILL DR, SPRING HILL, FL 34609-0424 |
| Document Number | 0035261128 |
| Book / Page | 003526 / 001128 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 65213 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | OS NATIONAL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1111 S WACKER DR #4730 CHICAGO IL 60606, 4730, CHICAGO, IL 60606 |
| Document Number | 35261135 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 003526/001135 |
| Instrument | 65215 |
| Name | COREVEST AMERICAN FIN LENDER L |
|---|---|
| Address | 1920 MAIN ST # 850, IRVINE, CA 92614-7285 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 6, 2017 |
| Property Address | 4404 COPPER HILL DR, SPRING HILL, FL 34609-0424 |
| Document Number | 0034561835 |
| Book / Page | 3456 / 1835 |
| Map Reference | MB34 PG23 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 2017019662 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 111 S WACKER DR STE 4730, 4730, CHICAGO, IL 60606-4719 |
| Investor | Possibly a Property Investor |
| Document Number | 0034561839 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 3456/1839 |
| Name | COLONY AMERICAN FINANCE LENDER LLC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 4404 Copper Hill Dr was $4,682, down 41.4% from the year before.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,682.00 (-41.35%) | $327,979 (-7.27%) Land $22,715 Building $305,264 | $327,979 (-7.27%) Land $22,715 Building $305,264 |
| 2024 | $7,983.00 | $353,702 (-) Land $22,715 Building $330,987 | $353,702 Land $22,715 Building $330,987 |
| 2023 | $353,702 (+12.76%) Land $79,970 Building $273,732 | ||
| 2022 | $5,371.00 | $313,664 Land $18,018 Building $295,646 | $353,702 Land $22,715 Building $330,987 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4404 Copper Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4404 Copper Hill Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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