1. Home
  2. Texas
  3. Lubbock County
  4. Lubbock
  5. 28th St

4404 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 4404 28th St, Lubbock, TX 79410

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,610 sqft · built 1960
Lot Size0.164 acres (7,156 sqft)
Owner2 Individual Names on Record
Last Sale$179,685 (Mar 2026)
Tax Bill$2,055 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
Mar 2026 Mortgage
Flood ZoneZone AE (high risk)
APNR41827

Property Details

APN / Parcel Number

Primary APNR41827
Alternative APN
  • R0895000000000680000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,610 sqft Living Area
Gross Area2,094 sqft
1st Floor Area1,610 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,156 sqft (0.164 acres)
Lot Dimensions114 ft deep x 62.5 ft wide
Garage TypeAttached
Garage Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4404 28TH ST
CityLUBBOCK
StateTX
Zip79410-1713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBENDER TERRACE L 68
Legal SubdivisionBENDER TERRACE
Legal Lot Number68
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2006
Census Tract1601

Owner

Source: Lubbock County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4404 28TH ST, LUBBOCK, TX 79410-1713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 30, 2026Vendor's Lien, Transfer
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2026 · Amount on Record
Deed SaleMar 30, 2026 · Amount on Record
Prior SaleNov 26, 2025 · Amount on Record
Deed Document Number202611309
Prior Transfer DateJun 1, 2001
Prior Transfer Doc0000035729
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4404 28TH ST, LUBBOCK, TX 79410-1713
Transaction TypeMortgage
Record UpdatedApr 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011311
DateMar 30, 2026
Instrument2026011311
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2036

March 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateMar 30, 2026
Property Address4404 28TH ST, LUBBOCK, TX 79410-1713
Document Number0000011309
Map ReferenceVOL 731 PG 640
Instrument DateMar 27, 2026
Instrument2026011309
Transaction TypeTransfer
Record UpdatedApr 8, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4404 28TH ST, LUBBOCK, TX 79410-1713

Mortgage

DateMar 30, 2026
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,055.00 (-33.92%) Homeowner's exemption$184,781 (+19.58%) Land $30,000 Building $154,781$184,781 (+11.43%) Land $30,000 Building $154,781
2024$3,110.00 (+59.65%)
2023$1,948.00 (-19.07%) Homeowner's exemption$154,530 Land $13,125 Building $152,703$165,828 Land $13,125 Building $152,703
2022$2,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation3,226.4 ft
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1983–2015)
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Optimum
Cable · Fiber in parts of the area		940 / 35
Rise Broadband
Fixed Wireless		300 / 60
Verizon
Fixed Wireless		300 / 20

May also be available: Metronet, T-Mobile.

Nearby Properties on 28th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures