4403 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 4403 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,527 sqft · built 1950
Lot Size0.286 acres (12,500 sqft)
OwnerCompany Name on Record
Last Sale$285,000 (Mar 2021)
Tax Bill$1,421 (2025)
Deeds & MortgagesMar 2021 Sale
Flood ZoneZone X (minimal risk)
APN169G H 026

Property Details

APN / Parcel Number

Primary APN169G H 026
Alternative APN
  • 0000113926

Interior

Stories1 Story
Building Area3,527 sqft Total Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area12,500 sqft (0.286 acres)
Lot Dimensions125 ft deep x 100 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000113926
Street Address4403 RINGGOLD RD
CityCHATTANOOGA
StateTN
Zip37412-2713
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC2
Legal DescriptionPT OF BLK 5 CHATWOOD PB 15 PG 5 0317 14 15
Legal Block5
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group1
Census Block1008
Census Tract11600

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4401 RINGGOLD RD, CHATTANOOGA, TN 37412-2713
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2021 · Amount on Record
Deed SaleMar 9, 2021 · Amount on Record
Deed Document Number2021030900252
Deed Book / Page12389 / 200
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 9, 2021
Property Address4403 RINGGOLD RD, CHATTANOOGA, TN 37412-2713
Document Number0000000252
Book / Page12389 / 200
Map ReferenceMB 15 PG 5
Instrument DateMar 3, 2021
Instrument2021030900252
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
Tax$1,054.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4401 RINGGOLD RD, EAST RIDGE, TN 37412-2713

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,421.00 (-16.17%)$93,800 (+23.75%)$234,500 (+23.75%) Land $130,200 Building $104,300
2024$1,695.00 (-36.3%)$75,800 (-)$189,500 (-) Land $100,200 Building $89,300
2023$2,661.00 (-0.04%)$75,800 (-)$189,500 (-) Land $100,200 Building $89,300
2022$2,662.00$75,800$189,500 Land $100,200 Building $89,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1979–2025)
Claims Outside the SFHA2 of 16
Most Recent ClaimAug 2025 · river or lake flooding
Claims by Event
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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